MYER Visa Credit Card

The MYER Visa and the MYER Card are two credit card products provided by Latitude Financial Services. Latitude Financial Services is also a provider of other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

Canstar Star Ratings and Awards - Warning iconMyer no longer accept applications for its Myer Visa Card.

The information on this page has been kept for historical purposes.

“MYER is my store. Find wonderful.” (MYER)

MYER and Latitude Financial Services have partnered to create two credit card products: the MYER Visa and the MYER Card. We have outlined the features and rates of the two cards below.Myer Logo

These two cards participated in the MYER one rewards program, for which members require a MYER one card. The MYER one card is simply a loyalty card; it is not a credit card and charges no annual fee. MYER one reward points can be redeemed in-store, online, or via the MYER one app.

Source: MYER

What is the MYER Visa?

The MYER VISA is a Visa credit card product offered by Latitude Financial Services, which earns rewards points in the MYER one rewards program. It should not be confused with the MYER Card, which is a storecard – a credit card that can only be used in-store at MYER or MYER affiliated stores.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

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MYER Visa Credit Card

Myer Visa Credit CardFeatures

  • Card type: Visa
  • Minimum credit limit: $750
  • Contactless payments: Visa payWave enables contactless payments with the card (without a PIN for purchases under $100 and with a PIN for purchases of $100 or more).
  • Online: Card can be managed through MYER Visa Card Online Service Centre (online banking).
  • Security: Card protected by chip technology, FALCON fraud protection, MYER Visa Fraud Secure money back guarantee, and Verified by Visa when shopping online.
  • Interest-free 0% plans: Buy Now Pay Later option available on all purchases in-store at MYER.
  • Rewards program: Earn MYER one Shopping Credits for every $1 spent on everyday purchases.

MYER Card

The MYER Card is a storecard – a type of credit card that can only be used in-store at MYER and MYER affiliated stores.

Myer Credit Card

Features

  • Card type: Storecard credit card (can only be used in-store at MYER and MYER affiliated stores)
  • Minimum credit limit: Information not provided
  • Online: Card can be managed through MYER one online banking portal.
  • Interest-free 0% plans: Buy Now Pay Later option available on all purchases in-store at MYER.
  • Rewards program: Earn MYER one Shopping Credits for every $1 spent on everyday purchases.

Eligibility to apply for the MYER Visa or MYER Card

To apply for the MYER Visa credit card product, you must be able to satisfy the following criteria:

  • At least 18 years old.
  • Permanent Australian resident or non-Australian permanent resident with at least 12 months left on your visa.
  • Earn at least $15,000 p.a. or more.
  • Proof of regular income (recent payslips).
  • If renting, you will need to provide your landlord’s details.
CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.
If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.

How to apply for a MYER Visa

First, check whether you are eligible to apply for a MYER Visa. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online – it takes less than 10 minutes, according to MYER. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

You can expect to receive a response in less than 60 seconds (MYER). In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you.

How do I manage my MYER Visa through online banking?

You can manage your MYER Visa credit card through online banking using the MYER Visa Card Online Service Centre. The online banking website can be viewed on mobile device, tablet device, or PC. Use online banking to do things like view your recent transaction history, view your balance, and access up to 7 years of statements.

The MYER Visa Card Online Service Centre allows you to manage your account at a time that suits you. This service allows you to check your account status and transaction history, maintain your account profile, make BPAY payments and request a credit limit increase. You can also access and print up to 7 years of statements.

How is interest calculated on my MYER Visa?

Interest is charged when you carry a balance on your MYER Visa. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

Up to 62 interest-free days apply to MYER Visa purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Interest is not charged on the 0% Interest-Free Payment Plans available on the MYER Visa until the interest-free period expires. Terms and conditions apply.

Your credit limit for a MYER Visa will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. To request a certain credit limit, log on to the Online Service Centre or call the Customer Solutions team on 1300 783 520. Find out more about how credit limits are determined here.

You can close your MYER Visa account at any time by contacting MYER Visa via Latitude Financial Services:

  • Customer Solutions: Phone 1300 783 520 (within Australia) (open 7 days Mon-Sun)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the customer service team to get help in making repayments.

If you are closing your MYER Visa because you’re not satisfied with it, consider your other options when it comes to credit cards:

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Latitude Financial Services LogoThe MYER Visa is a credit card product provided by Latitude Financial Services, a financial institution in Australia and New Zealand that offers credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.

Latitude Financial Services has more than 3.1 million customers and employs more than 4,600 emplo

MYER is Australia’s largest department store chain, with 67 stores around the country.

MYER was founded by a penniless Russian immigrant, Sidney Myer, in the 1890s. Mr Myer was renowned not only as a highly successful businessman but also as a leading philanthropist. His legacy continues today through the Sidney Myer Fund and the Myer Community Fund. In 1934, more than 100,000 mourners lined the streets of Melbourne in the funeral procession to pay their final respects to this much-loved member of their community.

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Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: January 16, 2017

CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular credit product. If you decided to apply for a credit card, you will deal directly with a financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes and additional information.

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.