Geelong Bank Credit Cards
“Where we grow.” (Geelong Bank)
Compare Geelong Bank credit cards
If you’re considering getting an Geelong Bank credit card, check out what’s available below in our comparison table for a monthly spend of $2,000.
Compare Geelong Bank Credit Cards
Types of Geelong Bank credit cards
There is just one type of credit card available from Geelong Bank at the time of writing: the Geelong Bank Amigo Low Interest Rate credit card.
Geelong Bank Amigo Low Interest Rate credit card
Features
- Minimum credit limit: $1,000
- Maximum credit limit: $15,000
- Minimum income requirement: $12,000/year
- Interest-free days: Up to 55 interest-free days
- Additional cards: Supplementary card available at no extra cost
- Contactless: Contactless payments enabled via Visa payWave
- Security: Security protection with Verified by Visa, which protects your account from unauthorised purchases
Eligibility to apply for Geelong Bank credit cards
In order to apply for an Geelong Bank credit card, you must fulfil the following eligibility criteria:
- Over 18 years of age
- Have a regular income
- Australian citizen or permanent resident
- Not bankrupt
- Not had defaults on any loans, credit cards, interest-free finance or store cards in the last 5 years
- Have been in your current job longer than 3 months
How to apply for a Geelong Bank credit card
If you meet the above criteria, you can compare Geelong Bank credit cards on the Canstar website and apply on the Geelong Bank website for the card of your choice. You can also apply by calling them on 1300 377 800.
You can also choose to have an additional cardholder attached to your credit card without charge, as long as they too are over 18 years old.
You will need the usual documentation to apply for a credit card, including:
- Your employment details
- Your annual income
- Your usual living expenses
- Details about assets you own such as a home, car, other belongings, or savings
- Any debts you currently owe on other credit cards, loans, or overdrafts
- 3 months of transaction account statements that show regular payments to any debts or liabilities such as regular bills
Read our checklist on applying for a credit card for a more detailed explanation of how the process works.