28° Global Platinum Mastercard

What are the eligibility requirements for the Latitude 28° Global Platinum Mastercard?

To be eligible for a Latitude 28° Global Platinum Mastercard, you need to be 18 years old or over and an Australian citizen or permanent Australian resident. You must be able to supply a copy of your driver licence, passport or proof of age, as well as details of your income, assets and debts and your employer’s name and contact details. Other criteria may also apply, so contact Latitude Financial Services for more information.

How do you apply for a Latitude 28° Global Platinum Mastercard?

Before applying, consider the eligibility criteria, plus whether a credit card is generally suitable for your needs. You can also compare a wide range of credit cards using Canstar’s comparison tables.

Compare credit cards

If you do choose to apply for a Latitude 28° Global Platinum Mastercard, and you meet the eligibility criteria, you can apply online. You will be required to provide an email address, a mobile phone number and either an Australian driver licence or Australian passport. Other information you may need on hand includes your personal details, employment details, assets, liabilities and living expenses.

How do you activate a Latitude 28° Global Platinum Mastercard?

You will need to activate your Latitude 28° Global Platinum Mastercard when it arrives before you can use it. Latitude Financial Services says you can activate your card logging into your account via its online service centre, and selecting your own PIN.

Can you manage a Latitude 28° Global Platinum Mastercard through online banking?

You can manage your Latitude 28° Global Platinum Mastercard through an online service centre or via the Latitude App, which is available for both Apple and Android devices.  Latitude Financial Services says you can manage your account and update your account details, set up payment reminder alerts and payment notifications, access your statements and view your transactions instantly via the online portal, and make payments via bank transfer with your BSB and account number via the Latitude App.

How is interest calculated on a Latitude 28° Global Platinum Mastercard?

When interest is charged:

Interest is charged when you carry a balance on your Latitude 28° Global Platinum Mastercard beyond the month pay cycle. Interest is charged on cash advances daily from the date the transaction is made until the date the transaction is paid in full.

When interest is not charged:

At the time of writing, there is an interest-free period of up to 55 days on all purchases. To take advantage of this, you need to pay the full closing balance on each statement of account by the applicable due date.

What is the credit limit on a Latitude 28° Global Platinum Mastercard?

Your credit limit for a Latitude 28° Global Platinum Mastercard will be determined based on the information you provide in your application, keeping in mind the minimum credit limit is $6,000.

Latitude Financial Services says you can ask to increase or reduce your credit limit at any time online, either by completing a form on their website or logging into the online service centre. Latitude Financial Services reserves the right to reduce your credit at any time without notice. Latitude Financial Services says your eligibility for credit or a particular credit limit will be subject to its lending criteria.

How do you close a Latitude 28° Global Platinum Mastercard?

You can submit a request for your Latitude 28° Global Platinum Mastercard to be closed online or through the Latitude app. If an outstanding balance remains, your account will not be closed until you have paid off the balance in full, along with any interest, fees or other charges.

About Latitude Financial Services

Latitude Financial Services is a digital payments, instalments and lending business. Founded in 2015, they specialise in personal loans, new and used car loans, insurance, buy now pay later (BNPL) services and credit cards.