Newcastle Permanent Credit Cards

Newcastle Permanent is a Newcastle-based building society that offers credit cards, bank accounts, loans and insurance.

Compare Newcastle Permanent Credit CardsNewcastle Permanent

If you’re considering getting a credit card from Newcastle Permanent, check out our comparison table below to see what’s available for Low Rate credit cards, based on a monthly spend of $2,000.

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Types of Newcastle Permanent credit cards

Newcastle Permanent makes things easy by offering a single low-rate credit card product that is perfect for everyday purchases; the Value+ Visa Credit Card.

Features

  • Interest rate: 99% on purchases, cash advances and balance transfers
  • Annual fees: $49
  • Cash advance fee: Greater of 2.00% or $2.50
  • Minimum credit limit: $500­
  • Insurance available: Visa Zero Liability
  • Contactless payments: Visa payWave
  • Interest-free period: Up to 55 days on purchases
  • Online banking: Yes, using Newcastle Permanent Internet Banking
  • Benefits:
    • Worldwide Visa access at millions of locations
    • Visa Checkout and payWave
    • Up to three additional cards at no extra charge

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Eligibility to apply for Newcastle Permanent credit cards

In order to apply for a Newcastle Permanent credit card, you must be:

  • 18 years of age or older
  • Earning at least $20,000 per annum
  • An Australian citizen or permanent resident

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How to apply for a Newcastle Permanent credit card

You can apply for a Newcastle Permanent credit card by visiting its website and completing its online application form, which takes no more than 10-15 minutes and is typically processed within five working days once approved. You’ll need to supply several pieces of information about yourself, including:

  • Your Australian driver’s licence
  • Employment details
  • Details of your total income, assets and liabilities
  • Recent payslips, or tax returns and financial statements if self-employed
  • Information about any additional cardholders

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Newcastle Permanent FAQs

You can activate your credit card by logging into Internet Banking and following the prompts to link your credit card with an account.

Using internet banking you can manage all details related to your credit cards. You can access your registered accounts anywhere and anytime using your computer, mobile phone or tablet, and you can also view and request statements, make and review transactions and more.

Like most other credit cards, interest on your Newcastle Permanent credit card is calculated daily on your outstanding balance and paid monthly once your statement is issued.

The minimum credit limit on your Newcastle Permanent credit card is $500, and you can negotiate with your representative to increase this amount depending on your credit history and financial situation.

You can close your Newcastle Permanent credit card account by calling 13 19 87 or by visiting your local branch; in both cases you’ll be put in touch with a customer service representative who can help you through the process of closing your account. Before closing your credit card account, you will have to pay off any outstanding balance owing on the card.

Newcastle Permanent is a mutual building society based in Newcastle, NSW. As a mutual bank, Newcastle Permanent is run only to benefit its members – all customers are shareholders and have equity in the company, and all profits are funnelled back into improving products and services. It is the largest building society in Australia, with 900 staff and more than 320,000 customers.

Newcastle Permanent’s slogan is ‘here for good’, a phrase that reflects the company’s attitude towards serving the needs of the community first and foremost. The company runs extensive community grant and sponsorship programs, divided into four main categories: Healthy Minds, Healthy Bodies, Happy Lives and Passionate People.

The former two categories include funding for primary school mathematics competitions, surf lifesaving, football competitions and more, while the latter includes Cinema under the Stars, Rangers funding and staff volunteer work. Since 1997, Newcastle Permanent staff have donated over $650,000 towards the company’s CommunityAssist program, making the company a truly active member of the local community.

Newcastle Permanent Value+ Credit Card

Canstar Research
Rating:
Award: Outstanding Value Credit Cards

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2017 Star Ratings Report

Written by: Sam Bloom | Last updated: