Auswide Bank Credit Cards

You will need to activate your card when it arrives, before you begin using it. You can use the mobile app to do this, or you can call the number on the back of the card, or log into Auswide’s online banking and follow the prompts.

Compare Credit Cards with Canstar

You can use the mobile banking app and internet banking to manage your Auswide Bank credit card. You will be given a User ID and a password once you have completed an application for a credit card, and you can use these to manage your card online 24/7.

Compare Balance Transfers

When interest is charged

Interest is charged when you carry a balance on your Auswide Bank credit card. Interest is charged on cash advances from the date of withdrawal and balance transfers from the date of transfer.

When interest is not charged

Each card comes with up to 55 days interest-free. Interest-free days are available only if you pay off your balance in full for 2 consecutive months. If you carry a balance on your credit card from month to month, the 55 day interest-free period does not apply and you are charged interest as soon as you make a purchase.

For more information about interest-free days, check out our article on how they work.

Auswide has very generous amounts on offer in terms of credit limits, and what your limit is depends on the information you provide as well as your credit history. Find out more on how credit limits are determined here.

Compare Credit Cards with Canstar

Your Auswide Bank account can be closed at any time by calling them on 1300 138 831, or by going into one of its many branches in person. Your card balance will need to be repaid in full even after the card is closed, and you will continue to receive monthly statements until your card balance is fully repaid.

If you are cancelling because you’re experiencing financial hardship, then you can ask to speak with the Auswide hardship Assistance team on the number listed above.

If you’re cancelling your credit card because you aren’t happy with it, then consider checking out what else is on the market by clicking the button below to compare credit cards using the Canstar website:

Compare Credit Cards with Canstar

Formerly known as Wide Bay Australia, Auswide Bank was founded in 1966 and has been helping Australians achieve their financial goals for more than 50 years at the time of writing.

Auswide Bank began as a building society, but the decision to convert to a bank was made by the board members in 2013. It was later renamed to Auswide Bank after merging with the Queensland Professional Credit Union.

Source: Auswide Bank

Compare Credit Cards with Canstar