BOQ (Bank of Queensland) Credit Cards
“It’s possible to love a bank.” (BOQ)
Compare BOQ Credit Cards
If you’re considering a BOQ card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by annual fee (lowest to highest).
Types of BOQ credit cards
There are 3 different types of BOQ credit cards:
- Platinum Visa
- Blue Visa
- Low Rate Visa
All BOQ credit cards offer the following benefits:
- Online: Cards can be managed using 24/7 online banking or the mobile app.
- Contactless payments: Contactless payments are enabled via card with Visa payWave.
- Emergency travel assistance: Emergency card replacement available within 24 hours in Australia at no cost.
- Security: Card is protected by Fraudshield.
The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.
BOQ Platinum Visa
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Maximum credit limit: $30,000
- Minimum income required: $35,000/year
- Rewards program: Earn Q Rewards points for money spent using the card. Platinum Personalised Rewards program also applies.
- Online: Cards can be managed using 24/7 online banking or the mobile app.
- Contactless payments: Contactless payments are enabled via card with Visa payWave.
- Emergency travel assistance: Emergency card replacement available within 24 hours in Australia at no cost.
- Security: Card is protected by Fraudshield.
BOQ Blue Visa
Features
- Card type: Visa
- Minimum credit limit: $2,000
- Maximum credit limit: $10,000
- Minimum income required: $25,000/year
- Rewards program: Earn Q Rewards points for money spent using the card.
- Online: Cards can be managed using 24/7 online banking or the mobile app.
- Contactless payments: Contactless payments are enabled via card with Visa payWave.
- Emergency travel assistance: Emergency card replacement available within 24 hours in Australia at no cost.
- Security: Card is protected by Fraudshield.
BOQ Low Rate Visa
Features
- Card type: Visa
- Minimum credit limit: $2,000
- Maximum credit limit: $20,000
- Minimum income required: $25,000/year
- Online: Cards can be managed using 24/7 online banking or the mobile app.
- Contactless payments: Contactless payments are enabled via card with Visa payWave.
- Emergency travel assistance: Emergency card replacement available within 24 hours in Australia at no cost.
- Security: Card is protected by Fraudshield.
Eligibility to apply for BOQ credit cards
To apply for any of the BOQ credit cards, you must be able to satisfy the following criteria:
- At least 18 years old.
- Permanent Australian resident.
- Good credit rating.
- Earn a sufficient taxable income to meet the income requirements listed above.
CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.
If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.
How to apply for a BOQ credit card
First, check whether you are eligible to apply for a BOQ credit card. See above for the eligibility requirements.
If you meet the eligibility requirements, you can apply online or call 1300 732 455 (open 24/7). Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.
In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time by calling 1300 207 541 (open Mon-Fri).
How do I manage my BOQ credit card through online banking?
You can manage your BOQ credit card through online banking. Use online banking to do things like view your recent transaction history, view your balance, and more.
How is interest calculated on my BOQ credit card?
Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.
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