David Jones American Express Credit Cards

David Jones Logo

As well as being Australia’s oldest department store, David Jones is a provider of American Express rewards cards which work with the retailer’s membership rewards program.

What credit cards does David Jones offer?

David Jones offers two American Express rewards credit cards:

David Jones American Express Credit Card

  • Card type: American Express
  • Annual fee: $99 
  • Minimum credit limit: $2,000
  • Interest-free period: Up to 44 days
  • Minimum income required for eligibility: $40,000 p.a.
  • Contactless payments: American Express Contactless Payments chip technology allows you to use this card for payments. This card is also eligible for use with Apple Pay.
  • Security: Card protected by online fraud protection guarantee.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Apple Pay, Google Pay, custom digital wallets, Android NFC, and custom digital wallets with a smartphone sticker.
  • Rewards program: Choose to earn either Qantas points or Amex Membership Rewards points on purchases. Receive other rewards such as complimentary gift-wrapping, complimentary delivery, and invitations to exclusive Cardmember shopping events in-store.

David Jones American Express Platinum Credit Card

  • Card type: American Express
  • Annual fee: $295
  • Minimum credit limit: $2,000
  • Interest-free period: Up to 44 days
  • Minimum income required for eligibility: $65,000 p.a.
  • Contactless payments: American Express Contactless Payments chip technology allows you to use this card for payments. This card is also eligible for use with Apple Pay.
  • Security: Card protected by online fraud protection guarantee.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Apple Pay, Google Pay, custom digital wallets, Android NFC, and custom digital wallets with a smartphone sticker.
  • Rewards program: Choose to earn either Qantas points or Amex Membership Rewards points on purchases. Receive other rewards such as complimentary gift-wrapping, complimentary delivery, and invitations to exclusive Cardmember shopping events in-store.

For details of current interest rates on David Jones credit cards, check Canstar’s credit card comparison tables.

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David Jones Amex Credit Card FAQs

To apply for one of its American Express credit cards, David Jones says you must be able to satisfy the following criteria:

  • Be over 18 years of age.
  • Be an Australian citizen, or permanent resident of Australia, or holder of a current Business Long Stay Visa (subclass 457).
  • Have a good credit history with no payment defaults.
  • Earn gross (pre-tax) income of at least $40,000 p.a. for the standard card and $65,000 p.a. for the platinum card
  • If self-employed, have been trading for at least 18 months, or 12 months if applicant already holds another AMEX card.

For more information about eligibility requirements, refer to the David Jones website.

First, check whether you are eligible to apply for a David Jones American Express credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online – it will take about 10 minutes, according to American Express. Have your ID and income details handy.

Your official card will take approximately 5-10 working days to arrive after your card is approved, according to American Express.

You will have to activate the card when it arrives before you are able to use that card. You can activate the card by registering for an account with American Express’s online service, or by calling the number on the front of your card.

You can manage your David Jones American Express card through online banking using American Express’s online portal, which can be viewed on a mobile device, tablet device, or PC. You can use online banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged

Interest is charged on purchases when you carry a balance on your David Jones American Express card beyond the interest free period specified. 

When interest is not charged

At the time of writing, up to 44 interest-free days apply to David Jones American Express credit card purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement.

Your credit limit for a David Jones American Express card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. 

You can close your David Jones American Express account at any time by contacting American Express.

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the American Express customer service team to get help in making repayments.

If you are closing your David Jones American Express card because you’re not satisfied with it, consider your other options when it comes to credit cards:

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The first David Jones store was opened in 1838 in Sydney by founder David Jones, a Welsh merchant. His mission was to sell “the best and most exclusive goods”. When the original store was rebuilt larger in 1887, it boasted Sydney’s first hydraulic lift.

Today, David Jones has 45 stores across Australia. It remains Australia’s oldest department store, and more impressively, the world’s oldest department store to still be trading under its original name.

The David Jones American Express Credit Card came into being in 2008.

American Express was founded in 1850 and now issues the world’s largest number of credit cards. In fact in 2018 , they had 114 million cards in force; 60.3 million internationally and 53.7 million in the USA.

Compare Credit Cards with Canstar

If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.

Written by: James Hurwood | Last updated: November 5, 2019