Get App
Qudos Bank Credit Cards
Compare credit cards
If you’re considering a Qudos Bank credit card, then have a look at what they have available in the table below based on a monthly spend of $2,000.
Types of Qudos Bank credit cards
At the time of writing, Qudos Bank offers three different credit cards:
- Qudos Bank Lifestyle credit card
- Qudos Bank Lifestyle Plus credit card
- Qudos Bank Visa Platinum credit card
We have summarised below some of the key features of these cards, according to the information available on Qudos Bank’s website at the time of writing.
Qudos Bank Lifestyle credit card
Features
- Card type: Visa
- Annual fee: $0
- Minimum credit limit: $1,000
- Maximum credit limit: $20,000
- Interest-free days: 0
- Contactless: Contactless payments enabled via Visa payWave
- Security: ORION 24/7 card protection monitoring services
Qudos Bank Lifestyle Plus credit card
Features
- Card type: Visa
- Annual fee: $0
- Minimum credit limit: $1,000
- Maximum credit limit: $20,000
- Interest-free days: Up to 46
- Contactless: Contactless payments enabled via Visa payWave
- Security: ORION 24/7 card protection monitoring services
Qudos Bank Visa Platinum credit card
Features
- Card type: Visa
- Annual fee: $249
- Minimum credit limit: $6,000
- Maximum credit limit: $20,000
- Interest-free days: Up to 55
- Rewards: Earn 1 Qantas Point for every $1 spent on eligible purchases (up to $2,500), and 1 extra point for every $1 spent on selected Qantas products. Complimentary Qantas Frequent Flyer membership
- Insurance: Complimentary overseas travel insurance
- Concierge: 24/7 worldwide Visa Premium concierge service
- Contactless: Contactless payments enabled via Visa payWave
- Security: ORION 24/7 card protection monitoring services
Eligibility to apply for Qudos Bank credit cards
In order to apply for a Qudos Bank credit card, you must meet the following eligibility criteria:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Be in current paid employment
- Not declared bankrupt
How to apply for a Qudos Bank credit card
If you meet the criteria above, then you can apply for a Qudos Bank credit card either online or by filling out a credit card application form and handing it into a local branch. You will need to have the following documentation on hand when applying for a Qudos Bank credit card:
- Your employment details
- Your annual income
- Your usual living expenses
- Your current living situation, such as your address and the number of dependents you have
- Details about assets you own such as a home, car, other belongings, or savings
- Any debts you currently owe on other credit cards, loans, or overdrafts
If you are not an existing Qudos Bank member, you’ll need to verify your identity by providing your driver’s license, Medicare card, or passport.
Read our checklist on applying for a credit card for a more detailed explanation of how the process works.
