QBANK Credit Cards

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QBANK is a provider of credit cards, home loans, personal loans, savings and transaction accounts, term deposits and general insurance products.

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If you’re considering a QBANK credit card, check out what’s available in our comparison table below, based on a monthly spend of $2,000.

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More information about QBANK credit cards

At the time of writing, QBANK offers one credit card called the Bluey Visa Credit Card. We have summarised below some of its key features, according to the information available on QBANK’s website at the time of writing.

Bluey Visa Credit Card


  • Card type: Visa
  • Minimum credit limit: $1,000
  • Interest-free days: Up to 55 days
  • Contactless: Contactless payments enabled for purchases under $100 via Visa payWave.
  • Digital wallet: Mobile payments enabled via Apple Pay and Google Pay on compatible smartphones.
  • Online: 24/7 online banking through internet and mobile banking. 
  • Security: Card is covered by Visa’s Zero Liability policy which protects against unauthorised transactions.
  • Other benefits: No annual fee

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QBANK Credit Card FAQs

To apply for a QBANK credit card, you must be able to satisfy the following criteria:

  • Must be eligible to join QBANK. Eligible members include Queensland police, emergency services, ambulance, fire, health and public sector workers as well as their families.
  • Be at least 18 years old.
  • Be earning an income of over $20,000 per year.

For more information on eligibility requirements, contact QBANK.

First, check whether you are eligible to apply for a QBANK credit card. See above for the eligibility requirements. 

If you meet the eligibility criteria, you can apply for a QBANK credit card online or over the phone. 

QBANK says you will need the following details handy:

  • Driver’s licence number
  • Income details
  • Living expense details
  • Repayments, limits and balances for any other loans you have
  • Residential history (for the last two years)
  • Employment history (for the last two years)
  • Details about your assets

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You’ll need to activate your QBANK credit card when it arrives before you are able to use it. QBANK says you can activate your card through online banking, over the phone or by visiting one of their branches.

You can manage your QBANK credit card through internet and mobile banking. By using the QBANK online banking service, you can activate or deactivate cards, view your transaction history, check interest, order replacement cards, and more.

When interest is charged

Interest is charged when you carry a balance on your QBANK credit card. Interest is charged on balance transfers from the date of transfer and on cash advances from the date of withdrawal.

When interest is not charged

At the time of writing, up to 55 interest-free days apply to purchases made using a QBANK credit card as long as you have paid the balance in full for the previous month’s statement and for the current month’s statement. 

Your credit limit for a QBANK credit card will be determined based on the information you provide in your application, within the minimum and maximum credit limits that apply.

If you wish to increase or decrease the credit limit on your card, QBANK says you can request to do so at any time. You can submit the request through their website enquiry form or by calling QBANK, and QBANK may approve or reject the request based on their lending criteria.

You can request to close your QBANK credit card account at any time by contacting QBANK. Your card balance will need to be repaid in full even after the card is closed, and you will continue to receive monthly statements until your card balance is fully repaid.

If you’re cancelling your credit card with QBANK because you’re struggling financially, you can contact QBANK’s financial hardship team and you may be able to find a potential solution.

If you’re cancelling because you are dissatisfied with your current card, then you might want to consider checking out what other credit cards are on the market by clicking our comparison button below:

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QBANK has been operating since 1964, when it was founded by the Queensland Police Union of Employees. 

QBANK says it was created to provide finance for a number of individuals and families who serve the Queensland police, emergency services, ambulance officers, fire officers, nursing staff, and public sector.

If you’re currently comparing credit cards, the comparison table below displays some of the low interest credit cards currently available on Canstar’s database for Australians looking to spend around $2,000 per month. Please note that this table features links direct to the provider’s website, and is sorted by Star Rating (highest to lowest), followed by provider name (alphabetical). Use Canstar’s credit card comparison selector to view a wider range of credit cards.

Written by: Regina Collins | Last updated: November 5, 2019