Bendigo Bank Credit Cards

Bendigo Bank is a provider of credit cards, home loans, personal loans, bank accounts, travel needs, insurance products, investment products, and superannuation funds, and even telco plans.

bendigo bank

Compare Bendigo Bank Credit Cards

If you’re considering a Bendigo Bank card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by star rating (highest to lowest, A-Z).

Types of Bendigo Bank credit cards

There are 5 different Bendigo Bank credit cards at the time of writing:

  1. Platinum Rewards Visa (Premium)
  2. Ready Red (Rewards)
  3. RSPCA Rescue Rewards Visa (Rewards)
  4. RSPCA Rescue Visa (Low Rate, Low Fee)
  5. Basic Black Credit Card (Low Rate, Low Fee)

All Bendigo Bank credit cards offer the following benefits:

  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Contactless payments: Contactless payments are enabled via VISA payWave or MasterCard PayPass for purchases under $100.

 

Source: Bendigo Bank | Crows Football Club

The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

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Bendigo Bank Platinum Rewards Visa

bendigo bank platinum

Features

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Maximum credit limit: $50,000
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Android Pay, and Samsung Pay.
  • Contactless payments: Contactless payments are enabled via Visa payWave or MasterCard PayPass for purchases under $100 (without a PIN) and over $100 (with a PIN).
  • Rewards program: Earn Bendigo rewards points for money spent on purchases or balance transfers using the card.

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Bendigo Bank Ready Red

bendigo bank ready red

Features

  • Card type: MasterCard
  • Minimum credit limit: $500
  • Maximum credit limit: $50,000
  • Customised: Personalise the card with an image of your choice.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Android Pay, and Samsung Pay.
  • Contactless payments: Contactless payments are enabled via Visa payWave or MasterCard PayPass for purchases under $100 (without a PIN) and over $100 (with a PIN).
  • Rewards program: Earn Bendigo rewards points for money spent on purchases or balance transfers using the card.

RSPCA Rescue Rewards Visa

bendigo bank rspca rescue

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Maximum credit limit: $50,000
  • Customised: Personalise the card with an image of your choice.
  • RSPCA donation: A percentage of your spend is donated to the RSPCA every time you use the card (at no extra cost to you).
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Android Pay, and Samsung Pay.
  • Contactless payments: Contactless payments are enabled via Visa payWave or MasterCard PayPass for purchases under $100 (without a PIN) and over $100 (with a PIN).
  • Rewards program: Earn Bendigo rewards points for money spent on purchases or balance transfers using the card.

Source: Bendigo Bank

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RSPCA Rescue Visa

rspca bendigo bank rescue visa

Features

  • Card type: Visa
  • Minimum credit limit: $500
  • Maximum credit limit: $50,000
  • Customised: Personalise the card with an image of your choice.
  • RSPCA donation: A percentage of your spend is donated to the RSPCA every time you use the card (at no extra cost to you).
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Android Pay, and Samsung Pay.
  • Contactless payments: Contactless payments are enabled via Visa payWave or MasterCard PayPass for purchases under $100 (without a PIN) and over $100 (with a PIN).

Bendigo Bank Basic Black Credit Card

bendigo bank black credit card

Features

  • Card type: MasterCard
  • Minimum credit limit: $500
  • Maximum credit limit: $50,000
  • Customised: Personalise the card with an image of your choice.
  • Security: Card protected by 24/7 fraud monitoring for suspicious transactions; and Verified by Visa when shopping online.
  • Card replacement: Unlimited free emergency card replacement in Australia. $100 fee for emergency card replacement overseas for all cards except Platinum Rewards Visa.
  • Digital wallet: Smartphone payments via digital wallet are enabled for Android Pay, and Samsung Pay.
  • Contactless payments: Contactless payments are enabled via Visa payWave or MasterCard PayPass for purchases under $100 (without a PIN) and over $100 (with a PIN).

Compare Low Fee Credit Cards

Compare Low Rate Credit Cards

CANSTAR provides an information service. It is not a credit provider, and in giving you information about credit products CANSTAR is not making any suggestion or recommendation to you about a particular credit product.
If you decide to apply for a credit card you will deal directly with the financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.

Bendigo Bank FAQs

To apply for any of the Bendigo Bank credit cards, you must be able to satisfy the following criteria:

  • At least 18 years old.
  • Permanent Australian resident.
  • Proof of income.

For more information on eligibility requirements, refer to the Bendigo Bank website.

First, check whether you are eligible to apply for a Bendigo Bank credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you. You can check your application status at any time by calling 1300 236 344 (1300 BENDIGO).

You will have to activate the card when it arrives before you are able to use that card. Activate the card through online banking, the mobile banking app, in-store at a branch, or by calling 1300 236 344 (1300 BENDIGO).

You can manage your Bendigo Bank credit card through Bendigo e-banking online banking or using the Bendigo e-banking mobile app. Use online banking to do things like view your recent transaction history, view your balance, and more.

When interest is charged

Interest is charged when you carry a balance on your Bendigo Bank credit card. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

When interest is not charged

Up to 44 or 55 interest-free days apply to Bendigo Bank credit card purchases (depending on your choice of card). Interest-free days only apply if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a Bendigo Bank credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. Find out more about how credit limits are determined here.

You can close your Bendigo Bank credit card account at any time by contacting Bendigo Bank:

  • Customer Care: Phone 1300 236 344 (1300 BENDIGO) (within Australia) or +61 3 5445 0666 (from overseas)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the Customer Care team to get help in making repayments.

If you are closing your Bendigo Bank credit card because you’re not satisfied with it, consider your other options when it comes to credit cards:

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Bendigo Bank was founded in 1858 and now has more than 150 years of experience in providing home loans. Today they serve around 1.5 million customers around Australia.

Bendigo Bank in Victoria and Adelaide Bank in South Australia both began as building societies striving to help Australians buy their own home. Together these two banks operate the following brands:

  • Bendigo Bank
  • Adelaide Bank
  • Sandhurst Trustees
  • Leveraged
  • Rural Bank
  • Delphi Bank
  • Community Sector Banking
  • Homesafe Solutions

Bendigo Bank recently created the Communities crowdfunding platform so that customers and staff could gain support and fundraise for a group or project:

So far Bendigo Bank has poured $148 million back into the community through:

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Bendigo Bank Basic Black MasterCard

CANSTAR Research
Rating:
Award: 4-Star Rating Credit Card

Low Rate, Low Fee Card

Basic Black MasterCard

View the 2016 Credit Card Star Ratings Report

Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

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Written by: TJ Ryan | Last updated: