Bendigo Bank Home Loans

Bendigo Bank is a provider of home loans, personal loans, credit cards, bank accounts, travel needs, insurance products, investment products, and superannuation funds, and even telco plans.

“Bigger than a bank.” (Bendigo Bank)

Compare Bendigo Bank Home Loans

Here’s a snapshot of Bendigo Bank home loans currently on offer for a purchase value of $600,000 in NSW. Please note that this table is formulated based on paying both principal and interest whilst being sorted by comparison rate (lowest to highest). To compare other home loans, please click here.

Loan Options: What Bendigo Bank home loans offer

Bendigo-Bank-logoThe inclusions below represent a selection of the features available with a standard Variable Rate home loan of $350,000 for an owner-occupier. CANSTAR is not making any suggestion or recommendation to you about this product. Please see our comparison tables for more details and information about products on offer from this provider and products on offer from other providers on our database.

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Additional conditions may apply to different features. Please ensure that you read the product disclosure statement to determine all the current loan terms and conditions for the product you are considering.

Bendigo Bank Standard Variable Home Loan Features

  • Connect Package option available – includes discounted rates and fees on super, insurance, accounts, loans, and financial planning.
  • Offset account available.
  • Redraw facility available.
  • Split loan facility available; unlimited splits allowed; split loan application fee may apply.
  • Mortgage is portable.
  • Repayments may be made weekly, fortnightly, or monthly.
  • Additional repayments allowed.
  • Lump sum repayments allowed.
  • Repayment holiday allowed (if sufficient repayments have been made in advance).
  • Interest only repayments available for up to 10 years.
  • Minimum loan amount $5,000 – up to unlimited maximum loan amount.
  • Family or non-family guarantee option available.

Source: Bendigo Bank

What types of home loans does Bendigo Bank offer?

At the time of writing, Bendigo Bank offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Line of credit home loan
  • Investment home loan

Find out about how different types of home loans work here.

See our comparison tables for details of Bendigo Bank home loans:

Compare Home Loans

How to apply for a Bendigo Bank home loan

You can apply for a Bendigo Bank loan either online, over the phone on 1300 236 344, or in a branch. Follow our applying for a home loan checklist, and use the Canstar website to compare Bendigo Bank home loans with other home loans before choosing a product that suits your needs:

Yes, Bendigo Bank allows extra repayments on their home loans, both variable and fixed. Terms and conditions apply; contact your lender for details.

Yes, Bendigo Bank offers redraw facilities on their home loans. Borrowers must apply in order to use this facility. Fees and charges may apply to use of a redraw facility; contact your lender for details.

Bendigo Bank lets you make home loan repayments via bank transfer, mobile banking, online banking, over the phone, or in-branch.

If you’re in the market for a home loan, compare your home loan options with CANSTAR:

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Founded in 1858, Bendigo Bank now has more than 150 years of experience in providing home loans. Today they serve around 1.5 million customers in more than 500 communities around the country.

Bendigo Bank in Victoria and Adelaide Bank in South Australia both began as building societies striving to help Australians buy their own home. The two banks have now come together to operate the following financial services brands:

  • Bendigo Bank
  • Adelaide Bank
  • Sandhurst Trustees
  • Leveraged
  • Rural Bank
  • Delphi Bank
  • Community Sector Banking
  • Homesafe Solutions

Bendigo Bank recently created the Communities crowdfunding platform, which enables customers and staff to connect with other like-minded people and open financial doors for a group or project:

Source: Bendigo Bank

Apart from encouraging Australians to make a difference for others, Bendigo Bank takes their own corporate and social responsibility seriously. So far they have poured $148 million back into the community through:

Community partnerships Scholarships
Community campaigns and programs Community banking
Fundraising and grants Not-for-profit banking

Compare Home Loans with CANSTAR

Showing products in Canstar’s database with links to lenders’ websites. The display is sorted by the advertised interest rate (lowest to highest), then provider name (alphabetically).

Source: Canstar. Based on residential variable home loans available for a loan amount of $350,000 at 80% LVR, and available for Principal and Interest repayments. 
*Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.

 Compare Other Home Loans

Connect Package Variable Home Loans

CANSTAR Research
Rating:
Award: 4 Star Rating - Home Loans

Home Loans 2016 - First Home Buyer, Building and Investing

Connect Package Variable Owner Occupied 500k+, Connect Package Variable Investment 500k+

View the 2017 Home Loans Star Ratings Report

Written by: TJ Ryan | Last updated: May 16, 2017