Illawarra Credit Union Home Loans
Loan options: What Illawarra Union home loans offer
Here’s a snapshot of Illawarra Credit Union’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.
The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.
Variable home loan features
- No annual ongoing fees
- 100% Offset Facility available
- Home loan term up to 30 years
- Principle and Interest options
- Redraw facility available
- Make additional repayments
- Interest only loan available
- Repayments may be made weekly, fortnightly, or monthly
What types of home loans does Illawarra Credit Union offer?
At the time of writing Illawarra Credit Union offers the following types of home loans:
Find out about how different types of home loans work here.
See our comparison tables for details of Illawarra Credit Union home loans:
How to apply for an Illawarra Credit Union home loan
Applying for an Illawarra Credit Union home loan is a simple process; just compare home loans on the Canstar website and apply online on the Illawarra Credit Union website for the loan of your choice. For more help applying, you can speak to a Illawarra Credit Union consultant by calling 13 22 49 (8.30am to 5.30pm Monday to Friday).
Follow our applying for a home loan checklist, and use the Canstar website to compare Illawarra Credit Union home loans with other home loans before choosing a product that suits your needs:
Illawarra Credit Union FAQs
Yes, Illawarra Credit Union allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, Illawarra Credit Union’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Established in 1972, Illawarra Credit Union has been serving the community for over 44 years and has one simple purpose in mind – helping its members achieve their financial goals.
Because Illawarra Credit Union a credit union, it is not owned by corporate giants, which means all profits are reinvested into the company so it can offer members great rates with lower fees.
Illawarra Credit Union is a huge supporter of local community events and organisations. It has also developed a partner benefits program to assist local schools, charities and sporting organisations.