Family First Credit Union Home Loans

Family First Credit Union is a provider of home loans, car loans, personal loans, savings accounts and insurance products.

What home loans does Family First Credit Union offer?

At the time of writing, Family First Credit Union offers the following types of home loans:

Discounted and Standard variable rate home loans

Features include:

      • Discounted loan offers 1% off the Standard rate for 12 months, or 0.5% off for 24 months 
      • Redraw facility available – fees apply
      • Flexible repayment options
      • Early repayments available – fees apply if repaid within four years
      • Member relationship fee rebate scheme
      • Up to 95% LVR with Lenders Mortgage Insurance, 80% without
      • Loan term of up to 30 years

Fixed rate home loans

Features include:

      • Fixed repayments
      • Redraw facility available – fees apply
      • Flexible repayment options
      • Early repayments available – fees apply if repaid within four years
      • Up to 95% LVR with Lenders Mortgage Insurance, 80% without
      • Loan term of up to 30 years

Family First Credit Union also offers construction home loans, interest-only home loans, bridging home loans, and mortgage-secured overdrafts.

Canstar does not currently compare Family First Credit Union home loans, but you can compare other home loan providers on Canstar’s database:

Compare Home Loans

Family First Credit Union Home Loan FAQs

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs (please note that Canstar does not currently compare Family First Credit Union home loan products).

Compare Home Loans

If you do decide to apply for a Family First Credit Union home loan, you can do this through its website or over the phone.

Family First Credit Union allows extra repayments on selected home loan products. However, it advises that early repayment of your home loan may attract a fee. Contact Family First Credit Union for details.

To give you an idea of how making extra repayments could save money in interest over the life of your loan, you might like to try our Extra Repayments Calculator:

Home Loans Extra Repayments Calculator

Family First Credit Union offers a redraw facility on its variable and fixed rate home loans. Fees and charges may apply to use of a redraw facility. Contact Family First Credit Union for details.

If you’re in the market for a home loan, compare some of your home loan options with Canstar. (Please note, we do not currently compare Family First Credit Union home loan products).

Compare Home Loans

Family First Credit Union was founded by employees of the Small Arms Factory in Lithgow back in 1967. Known originally as S.A.F.E. Credit Union and subsequently as Lithgow Mutual Credit Union in 1975, the firm eventually expanded to service all Australians in 1997, changing its name to Family First.

Family First says it exists only to benefit members, with profits being reinvested to provide better products and services.

Written by: James Hurwood | Last updated: May 8, 2019