MyState Home Loans

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MyState is a provider of home loans, personal loans, credit cards, savings and transaction accounts, term deposits, business bank accounts, car insurance, home insurance and landlord insurance.

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Here’s a snapshot of MyState’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

  • No monthly home loan account keeping fees
  • Borrow up to 95% of the property value*
  • 100% Offset Facility available
  • Home loan term up to 30 years
  • Redraw facility available
  • No fee for early repayment
  • Interest-only home loan available
  • Repayments may be made weekly, fortnightly or monthly

What types of home loans does MyState offer?

At the time of writing MyState offers the following types of home loans:

Find out about how different types of home loans work here.

See our comparison tables for details of MyState home loans:

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How to apply for a MyState home loan

Applying for a MyState home loan is a simple process; just compare home loans on the Canstar website and apply online on the MyState website for the loan of your choice. For more help to apply, you can speak to a MyState consultant by calling 138 001 (8.30am to 5.30pm Monday to Friday).

Follow our applying for a home loan checklist, and use the Canstar website to compare MyState home loans with other home loans before choosing a product that suits your needs:

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MyState FAQs

Yes, MyState allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, MyState’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Established more than 50 years ago in Tasmania, MyState offers a range of comprehensive insurance and lending products. Its goal is to exceed customers’ expectations in all that it does, building a strong reputation across Australia.

MyState has a number of useful articles on its website and its friendly customer service team will answer any questions you may have about its products.

MyState also supports and encourages a number of community projects and initiatives through its annual MyState Foundation Recipient Grant. A few of the organisations that received the grant this year include Brave Foundation, Camp Quality, PCYCs, The Shepherd Centre for Deaf Children,  Reclink Australia and the VisAbility Program.

See Canstar’s latest Home Loan Star Ratings to see how MyState’s home loan products rated in your state.

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Written by: Regina Collins | Last updated: