State Custodians Home Loans
Loan options: Compare State Custodians home loans and rates
The following table displays a snapshot of State Custodians’ home loan products on Canstar’s database. The results and Star Ratings displayed are based on a variable principal & interest loan in NSW worth $350,000.
To compare other home loans, please click here.
Variable home loan features
State Custodians’ Low Rate home loan product comes with the following features:
- No ongoing fees
- 100% Offset Facility available
- Home loan term up to 30 years
- Principle and Interest options
- Can split loan
- Redraw facility available
- Additional repayments
- Repayments may be made weekly, fortnightly, or monthly
What types of home loans does State Custodians offer?
At the time of writing State Custodians offers the following types of home loans:
- Variable rate home loan
- Fixed rate home loan
- Investment home loan
- Line of credit home loan
- Refinancing home loan
Find out about how different types of home loans work here.
How to apply for a State Custodians home loan
Applying for a State Custodians home loan is a simple process; just compare home loans on the Canstar website and apply online on the State Custodians website for the loan of your choice. You will then be contacted by a lending specialist from State Custodians.
You need to meet the following requirements to apply for an RACQ home loan:
- You must be over 18
- You must be an Australian citizen or resident
- You must not have been a declared bankrupt in the past seven years
Once you actually begin the home loan application process, there are many more documents that you’ll need to provide, such as proof of your income, assets and expenses, as well as details on the property you intend to buy.
Follow our applying for a home loan checklist, and use the Canstar website to compare State Custodians home loans with other home loans before choosing a product that suits your needs:
Compare Home Loans
State Custodians FAQs
Yes, State Custodians allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.
Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:
Yes, State Custodians’ variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.
If you’re in the market for a home loan, compare your home loan options with Canstar:
Operating with over 30 years’ experience, State Custodians is a highly-awarded online lender. It’s soul focus is on helping Australians get a better deal on their home loans. State Custodians focusses primarily on its members, and its dedicated customer service team is motivated to help customers achieve their financial goals.