HSBC Home Loans

HSBC is a provider of credit cards, home loans, personal loans, savings and transaction accounts, home insurance, car insurance, life insurance, and travel insurance.

Compare HSBC home loans

Here’s a snapshot of HSBC’s variable home loans currently on offer for a loan amount of $350,000 in New South Wales. To compare other home loans, please click here.

The table below displays a snapshot of the lowest rate 5-Star rated variable home loan products on Canstar’s database. This table is sorted by ‘current rate’ (lowest to highest), then by provider name (alphabetically).

Compare Home Loans with Canstar

The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner-occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

What types of home loans does HSBC offer?

At the time of writing HSBC offers the following types of home loans:

Find out about how different types of home loans work here.

Fixed vs Variable Home Loans: Advantages & Disadvantages

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HSBC Home Loan FAQs

Applying for a HSBC home loan is a simple process. You can compare home loans on the Canstar website and apply online on the HSBC website for the loan of your choice. If you require further help with your application , you can speak to a HSBC consultant by calling 1300 308 008 (between 8 am and 7 pm Monday to Friday).

Alternatively, you can speak to someone instantaneously using HSBC’s live chat feature.

Follow our applying for a home loan checklist, and use the Canstar website to compare HSBC home loans with other home loans before choosing a product:

Compare Home Loans

Yes, HSBC allows extra repayments on its variable interest home loans. Terms and conditions apply – contact HSBC for details.

Find out how making extra repayments could save you money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator – Canstar

Yes, HSBC’s variable rate home loans offer a redraw facility, as does its Premier fixed-rate option every three months. Fees and charges may apply to use of a redraw facility – contact HSBC for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

Compare Home Loans

HSBC was founded in 1865 in Hong Kong to finance trade between Asia and Europe. 100 years later, they moved to Australia in 1965 and gained their commercial banking licence in 1986.

HSBC is now one of the world’s largest banking and financial institutions, serving 48 million customers around the globe, and 6,000 offices in 71 countries. They aim for sustainability through the Climate Business approach and support leading charities that focus on education, the environment and health.

HSBC works with numerous partners that help benefit the community, including:

  • Australian Indigenous Education Foundation (AIEF)
  • ‘Ready for Life’ with Youth Off The Streets
  • Sustaining education with Barnardos
  • Eliminating trachoma with the Fred Hollows Foundation
  • Addressing mental health with the Black Dog Institute

In addition to supporting these organisations, HSBC gives its employees two paid days of volunteer leave each year to work on a project of their choice. In a single calendar year, HSBC employees commit over 4,000 hours to volunteer work with Australian charities.

HSBC Home Value - Owner Occupier PI

Canstar Research
Rating:
Award: Outstanding Value Home Loan

Written by: Regina Collins | Last updated: May 24, 2018

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