AFG Home Loans

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AFG Home Loans is a specialist lender for home loans.

“Competitive rates, great choice. Real people, real service.” (AFG Home Loans)

Loan Options: What AFG Home Loans offers

Compare AFG home loans with other home loans on the Canstar database here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

AFG variable home loan features

  • Switch between variable rate and fixed rate as needed
  • Offset account available
  • Redraw facility available
  • Split rate loan facility available
  • Line of credit option available
  • Family guarantee allowed
  • Additional repayments allowed
  • Repayments may be made weekly, fortnightly, or monthly

What type of home loans does AFG Home Loans offer?

At the time of writing, AFG Home Loans offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Offset home loan (available on either a fixed or variable rate home loan)
  • Line of credit home loan
  • Construction home loan
  • SMSF loan

Find out about how different types of home loans work here.

See our comparison tables for details of different types of home loans from various lenders:

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How to apply for an AFG Home Loan

Applying for an AFG home loan is a simple process; you can get in touch with an AFG Home Loans consultant via the contact form on their website, or by calling them on 1300 366 582. You can also email them at clientservices@AFGhomeloans.com.au

Follow our applying for a home loan checklist, and use the Canstar website to compare home loans from various lenders before choosing a product that suits your needs:

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AFG Home Loans FAQs

Yes, AFG Home Loans allows you to make additional repayments on their variable rate home loan products. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, AFG Home Loans allows you to redraw funds from your variable interest rate home loans if you have made more than the minimum repayments. Only the additional funds (extra repayments) paid will be available for redraw. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

AFG Home Loans allows you to make payments via direct debit, internet banking, BPAY, bank transfer, or cheque.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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AFG stands for the Australian Finance Group, and AFG Home Loans was established in 1994. According to their website at the time of writing, they are now Australia’s largest provider of mortgage broking services, with over $127 billion on their loan book.

The company processes over $4.5 billion worth of mortgage finance every month through their network of more than 2,800 mortgage brokers around Australia.

AFG Home Loans is a dedicated home loans provider that prides itself on being “not a bank,” having no brick and mortar branches, and putting out no advertising campaigns. They say this keeps their overheads lower so they can offer more competitive rates and fees to customers.

Source: AFG Marketing

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Written by: James Hurwood | Last updated: July 17, 2017