Holiday Coast Credit Union Home Loans

holiday coast cu

Holiday Coast Credit Union is a provider of credit cards, home loans, personal loans, savings and transaction accounts, term deposits, life insurance, home insurance, car insurance, travel insurance and business banking products.

Loan options: What Holiday Coast Credit Union home loans offer

Here’s a snapshot of Holiday Coast Credit Union’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

No application fees
100% Offset Facility available
Home loan term up to 30 years
Deferred first repayment
Low rate visa card available
Redraw facility available
Make additional repayments
Principle and Interest or Interest only repayment options
Repayments may be made weekly, fortnightly, or monthly

What types of home loans does Holiday Coast Credit Union offer?

At the time of writing Holiday Coast Credit Union offers the following types of home loans:

Find out about how different types of home loans work here.

Fixed vs Variable Home Loans: Advantages & Disadvantages

See our comparison tables for details of Holiday Coast Credit Union home loans:

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Holiday Coast Credit Union Home Loan FAQs

Applying for a Holiday Coast Credit Union home loan is a simple process; just compare home loans on the Canstar website and apply online on the Holiday Coast Credit Union website for the loan of your choice. For more help applying, you can speak to a Holiday Coast Credit Union consultant by calling (02) 6580 8200 (9am to 5pm Monday to Friday).

Follow our applying for a home loan checklist, and use the Canstar website to compare Holiday Coast Credit Union home loans with other home loans before choosing a product that suits your needs:

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Yes, Holiday Coast Credit Union allows extra repayments on its variable interest home loans. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator – Canstar

Yes, Holiday Coast Credit Union’s variable rate home loans offer a redraw facility. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Holiday Coast Credit Union prides itself on being 100% customer-owned and returning profits to members in the form of more competitive products and services.

Holiday Coast Credit Union also supports a number of local communities in New South Wales through grants from its Community Partnership Program, which distributed $64,425 to 29 local organisations in 2016. Holiday Coast Credit Union is a supporter of the Credit Union Foundation of Australia (CUFA).

In addition, Holiday Coast Credit Union offers the Community Support Account, which is specially designed for not-for-profit community groups such as local charities and sports clubs. This account minimises fees and earns bonus interest rates.

You can also compare Holiday Coast Credit Union home loans on the Canstar website, among its other products including personal loans, savings and transaction accounts, term deposits, life insurance, home insurance, car insurance, travel insurance and business banking products.

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