Fire Service Credit Union Home Loans

Fire Service Credit Union logo

Fire Service Credit Union is a provider of home loans,  personal loans, car loans, savings accounts, term deposits and insurance products. Fire Service Credit Union says they were created by firefighters, for firefighters.

What home loans does Fire Service Credit Union offer?

  • Firefighter Privilege Package – this loan is available for owner-occupied loans only. You must meet certain conditions to qualify for this loan.
  • Home Loan – this is a mortgage secured home loan.
  • Interest-Only Home Loan – this loan may be suitable for investment properties, Fire Service Credit Union says.
  • Flexi Credit Overdraft – according to Fire Service Credit Union, this is designed to help you with large ongoing projects like home renovations.

Canstar does not currently compare Fire Service Credit Union home loans, but you can compare other home loan providers on Canstar’s database:

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Fire Service Credit Union home loan features

The following features are available on selected Fire Service Credit Union loan products:

  • Extra repayments with no penalty
  • Early repayment without penalty
  • Free redraw
  • No application fee
  • Repayments weekly, fortnightly or monthly (monthly repayments on interest-only home loans)

The inclusions above represent a selection of the features available with Fire Service Credit Union home loans and may not apply to every home loan Fire Service Credit Union offers. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Check upfront with Fire Service Credit Union and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.

Fire Services Credit Union home loans FAQs

Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs (please note that Canstar does not currently compare Fire Service Credit Union home loan products).

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If you decide to apply for a Fire Service Credit Union home loan, you can do this through its website, over the phone or in person at the Adelaide branch.

Fire Service Credit Union allows extra repayments with no penalties on its Firefighter Privilege Package, Home Loan and Interest-Only Home Loan. Terms and conditions may apply. Contact Fire Service Credit Union for details.

To give you an idea of how much money you could save over the life of your loan by making extra repayments, you might like to try our Extra Repayments Calculator:

Home Loans Extra Repayments Calculator

Fire Service Credit Union offers free redraw on its Firefighter Privilege Package and free redraw on advance payments on its Home Loan. Terms and conditions may apply. Contact Fire Service Credit Union for details.

If you’re in the market for a home loan, compare your options with Canstar. Please note, we do not currently compare Fire Service Credit Union home loan products.  

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Fire Service Credit Union was established in 1972 and is currently based in South Australia.  Fire Service Credit Union says it was created as a way for firefighters to help each other financially. Membership is exclusively for Emergency Services personnel and their families.

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Written by: Tamika Seeto | Last updated: March 13, 2019