Home Loans is a provider of home loans and car loans.

Loan Options: home loans and rates

The following table displays a some of’s home loan products on Canstar’s database, sorted by Star Rating (highest to lowest). The results and Star Ratings displayed are based on a variable principal & interest refinance loan in NSW worth $350,000.

To compare other home loans, please click here.

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What type of home loans does offer?

At the time of writing, offers the following types of home loans:

Find out about how different types of home loans work here.

See our comparison tables for details of home loans from

Compare Home Loans variable home loan features’s variable home loans offer the following features:

  • Offset facility available on the Offset Variable home loan product (100% offset account)
  • Redraw facility available (unlimited free redraws) with no minimum redraw amount
  • No monthly or ongoing fees
  • Split rate loan facility available (up to 5 free splits allowed)
  • Additional repayments allowed
  • Repayments may be made weekly, fortnightly, or monthly

How to apply for a home loan

You can apply for a home loan online by clicking on one of their products in the Canstar home loans comparison tables.

You need to meet the following requirements to apply for an home loan:

  • You must be over 18
  • You must be an Australian citizen or resident
  • You must not have been a declared bankrupt in the past seven years

Once you actually begin the home loan application process, there are many more documents that you’ll need to provide, such as proof of your income, assets and expenses.

Follow our applying for a home loan checklist, and use the Canstar website to compare home loans with other home loans before choosing a product that suits your needs:

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Compare Home Loans home loans FAQs

Yes, allows you to make unlimited additional repayments on their variable rate home loans. Additional repayments are also available on fixed rate home loans, with a maximum limit of $10,000/year in extra repayments allowed. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, allows you to redraw funds from your variable interest rate home loan using an offset account linked to your home loan, as long as there are funds available to redraw. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here. allows you to make payments via direct debit, BPAY, bank transfer, or internet banking.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Founded in 2011, is an online only lender that provides home and car loans. They are based in Brisbane but have customers in every state and territory across the country.

They have no brick and mortar branches or locations, which helps them to reduce costs and in turn offer lower rates and fees to their customers. They do, however, have an Australian-based call centre to offer local customer service. is backed by the financial strength of their parent company, Firstmac Limited, which is Australia’s largest non-bank lender as of 2017. Firstmac is a 100% Australian-owned home loans and investment lender.

Source: LoansComAu

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Written by: Nina Tovey | Last updated: May 24, 2018