Home Loans is a provider of home loans and car loans.

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Loan Options: What home loans offer

Here’s a snapshot of variable home loans currently on offer for a loan amount of $600,000 in NSW. Please note that this table is formulated based on paying both principal and interest and results are sorted by our star rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering. variable home loan features

  • Offset facility available (100% offset account)
  • Redraw facility available (unlimited free redraws)
  • No monthly or ongoing fees
  • Split rate loan facility available (up to 5 free splits allowed)
  • Additional repayments allowed
  • Repayments may be made weekly, fortnightly, or monthly

What type of home loans does offer?

At the time of writing, offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Offset home loan
  • Construction home loan

Find out about how different types of home loans work here.

See our comparison tables for details of home loans from

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How to apply for a home loan

You can apply for a home loan online by clicking on one of their products in the Canstar home loans comparison tables. If you need help to apply, you can use the web chat function on their website, call on 13 10 90, or email

Follow our applying for a home loan checklist, and use the Canstar website to compare home loans with other home loans before choosing a product that suits your needs:

Compare Home Loans home loans FAQs

Yes, allows you to make unlimited additional repayments on their variable rate home loans. Additional repayments are also available on fixed rate home loans, with a maximum limit of $10,000/year in extra repayments allowed. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, allows you to redraw funds from your variable interest rate home loan using an offset account linked to your home loan, as long as there are funds available to redraw. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here. allows you to make payments via direct debit, BPAY, bank transfer, or internet banking.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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Founded in 2011, is an online only lender that provides home and car loans. They are based in Brisbane but have customers in every state and territory across the country.

They have no brick and mortar branches or locations, which helps them to reduce costs and in turn offer lower rates and fees to their customers. They do, however, have an Australian-based call centre to offer local customer service. is backed by the financial strength of their parent company, Firstmac Limited, which is Australia’s largest non-bank lender as of 2017. Firstmac is a 100% Australian-owned home loans and investment lender.

Source: LoansComAu

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Variable Home Loan

Canstar Research
Award: Outstanding Value Home Loan 2017

Essentials - Owner Occ - PI

View the 2017 Home Loan Star Rating Report

Written by: James Hurwood | Last updated: June 30, 2017