The Mac Home Loans

The Mac- Macarthur Credit Union: Outstanding Value Award Winner

The Mac, also known as Macarthur Credit Union, is a New-South-Wales-based provider of home loans, car loans, everyday banking, credit cards, insurance and financial planning.

Loan options: What The Mac home loans offer

Here’s a snapshot of The Mac’s variable home loans currently on offer for a loan amount of $600,000 in New South Wales. Please note that this table is formulated based on paying both principal and interest and results are sorted by our Star Rating (highest to lowest). To compare other home loans, please click here.

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

Offset account available on selected loan products
Redraw facility available
Additional repayments allowed
No fee for early repayment

Repayments may be made weekly, fortnightly or monthly

What types of home loans does The Mac offer?

At the time of writing The Mac offers the following types of home loans:

Find out about how different types of home loans work here.

See our comparison tables for details of The Mac home loans:

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How to apply for a The Mac home loan

Applying for a home loan from The Mac is a simple process; just compare home loans on the Canstar website and apply online on The Mac’s website for the loan of your choice. For more help to apply, you can speak to a consultant from The Mac by calling 1300 622 278 (Mon – Fri), dropping into one of its branches, emailing mail@themaccu.com.au or using its online enquiry form so that a representative can get back to you.

Follow our applying for a home loan checklist, and use the Canstar website to compare The Mac home loans with other home loans before choosing a product that suits your needs:

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The Mac FAQs

Yes, The Mac allows extra repayments on its variable interest home loans. On most loan products there are no penalties or fees for extra repayments or early payout. Terms and conditions apply; contact your lender for details.

Find out how making extra repayments could save money in interest over the life of your loan in this article or use our Extra Repayments Calculator for yourself:

Home Loans Extra Repayments Calculator - Canstar

Yes, The Mac’s variable rate home loans offer a redraw facility, which is free of charge on most loan products. Fees and charges may apply to use of a redraw facility; contact your lender for details or learn more about redraw facilities here.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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The Mac, formally known as Macarthur Credit Union, was first founded in Camden, NSW in 1971. Originally known as the Clutha Employees Credit Union and providing financial services to employees of the local mines, the company changed its name to Macarthur Credit Union in 1978 as it expanded operations to the wider Australian community.

The credit union’s name officially became The Mac some 38 years later, and it continues to provide financial services to the local southern NSW community through several dedicated branches. With more than 13,000 members Australia-wide and over $240 million in assets under management, The Mac has the size and know-how to provide competitive financial products and services.

See Canstar’s latest Home Loan Star Ratings to see how The Mac’s home loan products rated in your state.

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