Latitude Gem Visa card
Latitude Gem Visa Card is a credit card product provided by Latitude Financial Services. Latitude Financial Services is also a provider of other credit cards, personal and car loans, insurance and buy now pay later services.
What credit cards does Latitude Financial Services offer?
Latitude Financial Services offers different credit cards. Here are more details about the Latitude Gem Visa Card, as offered at the time of writing.
Latitude Gem Visa card
Features
- Card type: Visa
- Minimum credit limit: $1,000
- Annual fee: $107.40 (based on a monthly fee of $8.95, applicable when you have an outstanding balance of $10 or more)
- Purchase rate: 19.95% p.a. on everyday purchases
- Interest-free period: Up to 55 days for purchases under $250, and six months interest-free for purchases over $250, if you pay your closing balance in full and on time and have paid the previous month’s balance in full and on time
- Cash advance rate: 24.99% p.a.
- Minimum repayments: Latitude Financial Services says minimum monthly repayments are calculated as the adjusted closing balance if it is more than $5 but less than $25; or 3% of the adjusted closing balance or $25 (whichever is greater), plus any instalment payment due for a statement period
- Late repayment fee: $30
- Contactless payments: Available with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay.
- Security: Card protected by fraud protection and Visa Secure technology
- Additional: Instant six months interest-free on purchases $250 and over. Terms and conditions may apply.