Regional Australia Bank Credit Cards
Regional Australia Bank is a provider of credit cards, savings and transaction accounts, home loans and a range of other personal banking products. It also provides business and insurance products.
What credit cards does Regional Australia Bank offer?
We have summarised below some of the key features of Regional Australia Bank’s credit cards, according to information available on its website at the time of writing.
Visa Platinum Rewards Credit Card
Features
- Card type: Visa
- Minimum credit limit: $6,000
- Minimum income requirement: $35,000
- Interest free period: Up to 45 days on purchases
- Purchase/cash advance rate: 19.99% p.a.
- Annual fee: $195 (waived if you have a Partnership Advantage Home Loan)
- No fee for late payments or additional cardholders
- Staff assisted external transfer: $2.25
- Over limit fee: $12.50
- Direct debit dishonour: $12.50
- Bank cheque fee: $11.00
- Contactless payments: Contactless payments for purchases up to $100 via Visa payWave
- Rewards program: At the time of writing, earn 0.75 Qantas Points for every $1 you spend on eligible purchases (up to $10,000 and 7,500 Points per statement period). Cardholders also receive complimentary Qantas Frequent Flyer membership and an additional 10,000 points each year, subject nto eligibility.
- Concierge services: Receive access to the 24/7 Visa Platinum Concierge Service
Your Choice Credit Card
Features
- Card type: Visa
- Minimum credit limit: $500 (or $5,000 if you have an attached Partnership Advantage Home Loan)
- Interest free period: Up to 55 days on purchases
- Purchase/cash advance rate: 14.69% p.a. (9.69% p.a. if you have an attached Partnership Advantage Home Loan, and 11.69% p.a. if you have any other attached Regional Australia Bank home loan)
- Annual fee: $40 (waived if you have a Partnership Advantage Home Loan)
- No fee for late payments or additional cardholders
- Staff assisted external transfer: $2.25
- Over limit fee: $12.50
- Direct debit dishonour: $12.50
- Bank cheque fee: $11.00
- Contactless payments: Contactless payments for purchases up to $100 via Visa payWave