Woolworths Credit Cards

Woolworths Credit Cards are provided by Woolworths and underwritten by Hollard Insurance Company. Woolworths is also a provider of car insurance, home insurance, life insurance, travel insurance and pet insurance.

Compare Woolworths Credit Cards

If you’re considering a Woolworths card, check out what’s available below in our comparison table based on a monthly spend of $1,000. Please note that this table has been sorted by purchase rate (lowest to highest).

 

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Product Features: What Woolworths credit cards offer

Woolworths credit cards come in two forms:

  1. Everyday Platinum Credit Card
  2. Qantas Platinum Credit Card

Woolworths also offers Visa prepaid debit gift cards and wish gift cards.

Woolworths Everyday Platinum Credit Card

FeaturesWoolworths Money Platinum Credit Card

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Convenience: Visa and Everyday Rewards in one card means you get to carry one less card in your wallet.
  • Contactless payments: Visa payWave chip technology allows you to use this card for payments of less than $100.
  • Security: Card protected by complimentary purchase security insurance for theft or damage of purchased item within 90 days of purchase; Wallet Guard for replacement of up to $500 worth of personal effects, cash, valuable documents, or wallet after theft; chip technology; and Visa Zero Liability Policy against unauthorised transactions.
  • Rewards program: Earn Woolworths Points for money spent using the card, redeemable for gift cards. Your Woolworths Rewards card (if you have one) will be attached to the back of your card so you can also scan that to earn Woolworths Rewards points when you shop. Find out how to convert Woolworths Rewards into Qantas Points here.

Woolworths Qantas Platinum Credit Card

FeaturesWoolworths Money Qantas Credit Card

  • Card type: Visa
  • Minimum credit limit: $6,000
  • Convenience: Visa and Everyday Rewards in one card means you get to carry one less card in your wallet.
  • Contactless payments: Visa payWave chip technology allows you to use this card for payments of less than $100.
  • Security: Card protected by complimentary purchase security insurance for theft or damage of purchased item within 90 days of purchase; Wallet Guard for replacement of up to $500 worth of personal effects, cash, valuable documents, or wallet after theft; chip technology; and Visa Zero Liability Policy against unauthorised transactions.
  • Rewards program: Earn Woolworths Points for money spent using the card, redeemable for gift cards. Your Woolworths Rewards card (if you have one) will be attached to the back of your card so you can also scan that to earn Woolworths Rewards points when you shop. Find out how to convert Woolworths Rewards into Qantas Points here.

 

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CANSTAR is an information provider and in giving you product information CANSTAR is not making any suggestion or recommendation about a particular credit product. If you decided to apply for a credit card you will deal directly with a financial institution, and not with CANSTAR. Rates and product information should be confirmed with the relevant financial institution. For more information, read our detailed disclosure, important notes, and additional information.
The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. CANSTAR is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.

Woolworths FAQs

To apply for either of the Woolworths Credit Card products, you must be able to satisfy the following criteria:

  • At least 18 years of age.
  • Permanent resident of Australia.
  • Good credit history.
  • Earn a minimum taxable income of $20,000 – $30,000 a. depending on which card you are applying for.

For more information on eligibility requirements, refer to the Woolworths website.

First, check whether you are eligible to apply for a Woolworths credit card. See above for the eligibility requirements.

If you meet the eligibility requirements, you can apply online or call 1300 10 1234. Have your ID and income details handy and check our list of documentation you may need when applying for a credit card.

You can check your application status at any time by calling 1300 10 1234. In some cases, an instant response cannot be made and you will need to provide further information before the card can be approved; in this case, the card provider will contact you.

You can manage Woolworths credit card through online banking using the Woolworths Card website or the Woolworths mobile banking app. Use online banking or mobile banking to do things like view your recent transaction history, view your balance, and view your Rewards.

When interest is charged

Interest is charged when you carry a balance on your Woolworths credit card. Interest is charged on cash advances from the date of withdrawal (fees and charges apply) and balance transfers from the date of transfer.

When interest is not charged

Up to 55 interest-free days apply to Woolworths credit card purchases if you have paid the balance in full for the previous month’s statement and for the current month’s statement (the statement on which the purchases are listed).

Your credit limit for a Woolworths credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for each card. Find out more about how credit limits are determined here.

Earn Woolworths Points for money spent using the card, redeemable for gift cards.

Your Woolworths Rewards card (if you have one) will be attached to the back of your card so you can also scan that to earn Woolworths Rewards points when you shop. Find out more about how the Woolworths Rewards program works and how to convert Woolworths Rewards points into Qantas Frequent Flyer Points.

You can close your Woolworths credit card account at any time by contacting Woolworths:

  • Phone: 1300 10 1234 (within Australia) (open 7 days Mon-Sun)

Your card balance will need to be repaid in full even after the card is closed. You will continue to receive monthly statements until your card balance is fully repaid.

If you are experiencing financial hardship, contact the customer service team to get help in making repayments.

If you are closing your Woolworths credit card because you’re not satisfied with it, consider your other options when it comes to credit cards:

Compare Credit Cards

Woolworths does not have its own general insurance licence from APRA so its credit card insurance offerings are underwritten by Hollard Insurance Company, one of the largest insurers in Australia.

Woolworths employs over 198,000 people across Australia.

Compare Credit Cards with Canstar

Everyday Platinum Credit Card

Canstar Research
Rating:
Award: 2-Star Rating - Credit Cards

Platinum Credit Cards

$1,000 per month spend

View the 2017 Credit Card Star Ratings Report

Showing Rewards products in Canstar’s database with links to lenders’ websites. The display is sorted by purchase rate (lowest to highest) for credit cards that offer signup bonuses to consumers for a spend of $5,000 per month.

Table only displays five products. Click here to see more. Be sure to read the full terms and conditions of each deal before signing up.

Compare Rewards Credit Cards

Written by: TJ Ryan | Last updated: