Risk Tolerance

Lender's rejection can hurt. Knowing your Credit Score doesn't.

It's free

It's free

Won't affect your credit score

Won't affect your credit score

We keep your information safe and securely encrypted

We keep your information safe and securely encrypted

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*Note: Lender’s requirements and eligibility criteria can vary by product type.
Credit score may not be the only factor resulting in a failed application.
Get my free credit score’ will result in a ‘soft credit inquiry’ and should not impact your credit score.
Multiple credit applications (also known as hard inquiries) in a short span of time or following a failed application may lower your credit score.

Credit Score

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Credit Score

Receive your credit score

Credit Score

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What is a credit score?

Your credit score is calculated by Australia’s largest reporting credit bureau Equifax, and may be used by lenders to help decide whether to approve you for credit or lend you money, and what rate to offer you. Your Equifax score is a number ranging between -200 and 1,200. The higher your number, the better your credit position currently is.

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Risk Tolerance

What information you need to find out your credit score.

To access your credit score Equifax will need to verify your identity. You will need your personal details, a valid Australian driver’s licence, and your residential addresses for the past three years. These are verified against government records so please ensure you enter them correctly.

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Risk Tolerance

Why find out your credit score?

As Australia’s biggest financial comparison site*, we are committed to empowering consumers to make better financial decisions. Accessing your credit score could give you further insight into how you may be seen through a lender’s eyes when you apply for credit or a loan.

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Risk Tolerance

Your credit score and what it means

If you are able to achieve a high credit score, this could possibly result in a greater chance of having your next loan approved, greater borrowing capacity or access to lower rates on a loan or credit card. Keep in mind lenders typically have their own criteria when it comes to assessing applications and the rates they may offer.

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Risk Tolerance