Tiimely Home Loans

What home loans does Tiimely Home offer?
Tiimely Home offers both fixed and variable rate home loans for application online, with both owner occupied and investor loans on offer. If you wish to know more, Canstar has a guide to the different types of home loans available and how they work.
Below we’ve listed a snapshot of Tiimely Home’s owner-occupier and investor home loan offerings available at the time of writing.
Tiimely Home variable rate owner-occupier home loans
Tiimely Own variable rate owner occupied principal & interest home loan
- Fees: No upfront or ongoing fees (excluding offset account facility)
- Features: Full online application, unlimited extra repayments without penalty, free online redraw, 100% offset account available for a monthly fee (different comparison rate applies)
Tiimely Home fixed rate owner-occupier home loans
Tiimely Own fixed rate owner occupied principal & interest home loans
- Fees: No upfront or ongoing fees (excluding offset account facility)
- Features: Full online application, extra repayments capped per year, free online redraw, 100% offset account available for a monthly fee (different comparison rates apply)
Tiimely Home investor home loans
Tiimely Own fixed rate principal & interest investment home loans
- Fees: No upfront or ongoing fees
- Features: Full online application, extra repayments capped per year, free online redraw, 100% offset account available for a monthly fee (different comparison rates apply)
How do I apply for a Tiimely Home loan?
Before getting started, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.
If you decide to apply for a Tiimely Home loan, you can start your application online and call customer support for further assistance.
Can you make extra repayments on a Tiimely Home loan?
Yes, Tiimely Home allows you to make unlimited extra repayments on its variable rate home loans, as well as annually capped extra repayments on its fixed rate loans. Terms and conditions may apply; contact the lender for further details.
Are redraw facilities offered on Tiimely Home loans?
Yes, Timely Home offers redraw facilities with its variable and fixed rate home loans. Fees and charges may apply; contact the lender for further details.
About Tiimely Home
Launched in 2017 under the name Tic:Toc before rebranding in 2023, Tiimely Home is a financial institution with an Australian Credit License and operates differently from a traditional bank. Tiimely Home offers home loans directly to customers and does the loan assessment process online, but the actual funds for the home loans come from Bendigo and Adelaide Bank. The lender operates as a traditional bank with the protection of the Federal Government’s Financial Claims Scheme (FSC). This means loan repayments and a customer’s offset account are accessed via Bendigo and Adelaide’s online portal, and the bank is responsible for processing any changes borrowers might want to make to their loan, not Timely Home.