1300 Insurance Travel Insurance

1300 insurance

1300 Insurance is a provider of travel insurance, home and contents insurance, motor vehicle insurance, pet insurance, and life insurance.

Compare 1300 Insurance travel insurance

The table below displays a snapshot of 1300 Insurance travel insurance policies on Canstar’s database. Please note the products and Star Ratings displayed are based on a couple aged 18-59 travelling to the USA. Check upfront with your insurer and read the PDS to confirm whether you will be covered for your chosen activities and whether the policy as a whole meets your needs.

Compare Travel Insurance

What types of travel insurance does 1300 offer?

At the time of writing, 1300 offers the following types of travel insurance:

  • Domestic travel insurance
  • Comprehensive and basics international travel policies
  • A multi-trip policy

What does 1300 domestic travel insurance cover?

1300 Insurance’s domestic travel insurance policy will cover you for cancellation fees and lost deposits, additional expenses, luggage and personal effects, travel delay expenses, and personal liability among other things.

Please note that exclusions may apply, including damages or losses resulting from reckless or illegal behaviour. For more details about what is and isn’t covered, check out the product disclosure statement (PDS) on 1300 Insurance’s website.

What does 1300 international travel insurance cover?

1300 Insurance’s Comprehensive international travel insurance policy will cover you for everything mentioned previously regarding cover provided by their domestic policy, however you will also be covered for overseas emergency medical assistance, overseas emergency medical and hospital expenses, emergency dental expenses, alternative transport expenses, and rental vehicle insurance excess.

1300 Insurance’s Basics travel insurance policy only provides cover for overseas medical expenses, along with funeral expenses and personal liability.

Please note that exclusions may apply, including damages or losses resulting from reckless or illegal behaviour. For more details about what is and isn’t covered, check out the Product Disclosure Statement on 1300’s website.

What does 1300 multi-trip travel insurance cover?

1300 Insurance’s Multi-Trip travel insurance policy provides cover for multiple 15, 30, or 45-day trips either within Australia or overseas. It offers cover for cancellation fees and lost deposits, overseas medical expenses, luggage and personal effects, travel delay expenses, personal liability, and more.

Does 1300 travel insurance have overseas hospital cover?

Yes, all of 1300 Insurance’s international travel insurance policies (Comprehensive, Basics, and Multi-Trip) provide unlimited cover for emergency hospital expenses.

Check the PDS for any exclusions that may apply.

Does 1300 travel insurance cover lost, stolen or damaged luggage?

1300 says it will cover you up to a certain amount for replacing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.

Under 1300 Insurance’s domestic travel insurance policy, singles are covered for up to $3,000 worth of luggage and personal effects, whereas couples and families are covered for up to $6,000 worth ($3,000 per person in the case of a couple).

Under 1300 Insurance’s Comprehensive and Multi-Trip international travel insurance policies, singles are covered for up to $5,000 worth of luggage and personal effects, whereas couples and families are covered for up to $10,000 worth ($3,000 per person in the case of a couple). 1300 Insurance’s Basics international travel insurance policy does not provide cover for lost, stolen or damaged luggage.

Does 1300 Insurance travel insurance cover cancellation fees?

Some 1300 Insurance travel insurance policies will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control.

Both 1300 Insurance’s domestic and comprehensive international travel insurance policies provide up to $5,000 worth of cover for cancellation fees and lost deposits for singles, and up to $10,000 worth of cover for families and couples ($5,000 per individual).

1300 Insurance’s Basics travel insurance policy does not provide cover for cancellation fees or lost deposits.

Read the PDS for more information.

How do you take out travel insurance from 1300?

You can purchase a 1300 travel insurance policy by first comparing your options with Canstar and then generating a quote online.

Compare Travel Insurance

How do you lodge a claim with 1300?

You can lodge a claim with 1300 either via phone or by post. If you choose to claim via phone, call 1300 Insurance on 1300 467 872 and make sure you have the following information on hand:

  • Your policy number
  • Details of the incident
  • Details of whether any police or emergency services were involved

If you choose to claim via post, you’ll need to download and fill out the travel insurance claim form and post it to 1300 Insurance, along with any supporting documentation. For more information on claiming, contact 1300 Insurance.

About 1300

1300 Insurance was established in 2008 by the 1300 Group Pty Ltd, and is a 100% Australian-owned and operated provider of insurance and small business products.

The company says it aims to provide low-cost, high-value insurance products.

Compare travel insurance on Canstar’s database

If you’re looking to compare your options, check out the table below which includes a snapshot of the travel insurance policies on Canstar’s database sorted by Star Rating (highest to lowest) then by provider name (A-Z) with links direct to provider’s websites. Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged 18 to 59. Check upfront with your insurer and read the PDS to confirm whether you will be covered for your chosen activities, and whether the policy as a whole meets your needs.

Compare Travel Insurance

Written by: James Hurwood | Last updated: March 26, 2019