NRMA Travel Insurance

NRMA insurance is a provider of travel insurance as well as other insurance products, including car, life and home insurance.

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The table below displays a snapshot of NRMA’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.

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What types of travel insurance does NRMA offer?

NRMA offers both international and domestic travel insurance. If you’re unsure as to which kind of travel insurance is most appropriate for you, or would like to better understand the differences between the different types of cover, check out our comprehensive guide on travel insurance.

What does NRMA domestic travel insurance cover?

NRMA’s domestic travel insurance policy will cover you for:

  • Lost or stolen luggage
  • Cancelling your trip unexpectedly
  • Rental vehicle excess
  • Medical emergencies
  • Legal liability

Please note that exclusions may apply for each of these points of cover. For more details about what is and isn’t covered, check out the Product Disclosure Statement on NRMA’s website.

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What does NRMA international travel insurance cover?

NRMA’s international travel insurance policy will cover you for:

  • Lost or stolen luggage
  • Cancelling your trip unexpectedly
  • Rental vehicle excess
  • Overseas medical cover
  • Legal liability

Please note that exclusions may apply for each, as with domestic travel insurance. For more details about what is and isn’t covered, check out the Product Disclosure Statement on NRMA’s website.

Customers of NRMA who take out an international travel insurance policy may also get a free global SIM card.

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NRMA FAQs

Yes, NRMA’s international travel insurance policy offers unlimited cover for overseas hospital, medical, surgical, nursing, ambulance expenses and emergency dental expenses. Its medical cover also assists you in finding treatment and medical evacuation if necessary.

As always, various conditions and exclusions will apply. For example, you will not be covered if the illness or injury is a pre-existing condition.

For more information, read NRMA’s Product Disclosure Statement.

Yes, NRMA will cover you up to a certain amount for replacing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling. Terms and conditions apply; for example, you can void your cover if you don’t take good care of your belongings or leave them unattended.

Under NRMA’s domestic travel insurance policy, you’re covered for up to $8,000.

Under NRMA’s international travel insurance policy, you are covered for as much as $12,000.

If you’re not sure what to do when your luggage goes missing, check out our guide on travel mishaps and how to avoid them.

Yes, NRMA travel insurance will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control on a policy.

Cancellation cover is not automatically included with NRMA – you need to add the amount of cancellation that suits you.

Read the Product Disclosure Statement for more information.

You can purchase an NRMA travel insurance policy by first comparing your options with Canstar and then generating a quote online. When getting an online quote, you simply need to enter details on your destination, travel dates, the age of all travellers and any benefits you want to include.

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You can lodge a claim with NRMA online by visiting the travel insurance claims page. Claiming with NRMA is done in five easy steps:

  1. Describe the incident in detail
  2. Enter your expenses and losses
  3. Upload supporting documents
  4. Provide bank details
  5. Review and finalise your claim

Check out our guide on how to make claiming for travel insurance easier.

NRMA Insurance was established in 1925 by the National Roads and Motorists’ Association, in order to provide car insurance to members in New South Wales and the Australian Capital Territory. In 1995, it added Queensland to the mix as well. NRMA is the trusted insurer for millions of Australians, and it employs 400 people in Queensland alone.

International Comprehensive

Canstar Research
Rating:
Award: Outstanding Value Travel Insurance

Written by: William Jolly | Last updated: