Ouch Travel Insurance

Ouch Travel Insurance is a specialist provider of travel insurance.

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The table below displays a snapshot of Ouch Travel Insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.

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What types of travel insurance does Ouch offer?

Ouch offers international and domestic travel insurance. If you’re unsure as to which kind of travel insurance is most appropriate for you, or would like to better understand the differences between the different types of cover, check out our comprehensive guide on travel insurance.

What does Ouch Travel Insurance domestic travel insurance cover?

Ouch’s domestic travel insurance policies, Australian Cancellation and Additional Expenses Travel Plan, and Annual Multi Trip, will cover you for travel within Australia for the non-refundable part of your pre-paid travel arrangements or additional travel, accommodation and meals.

Please note that exclusions may apply such as for claims relating to an existing medical condition, luggage, or a trip greater than 12 months in duration.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on Ouch’s website.

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What does Ouch’s international travel insurance cover?

Ouch’s Premier Plus Extras Travel Plan, A Travel Plan, B Travel Plan and C Travel Plan international travel insurance policies will cover you for a range of things including agent cancellation fees, medical and dental expenses, medical evacuation and repatriation, as well as travel delay.

Please note that exclusions may apply depending on the type of policy you choose and the level of cover you take out. For instance, your claim will not be covered if you travel even though you are knowingly unfit to travel, you do so against medical advice or when you travel for the purpose of obtaining medical advice or treatment.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on Ouch’s website.

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Ouch Travel Insurance FAQs

Yes, Ouch international travel insurance policies will cover up to a certain amount if you’re hospitalised overseas for more than 48 continuous hours because of an injury or illness that occurred while you were outside of Australia.

As always, various conditions and exclusions will apply. For more information, read Ouch’s Product Disclosure Statement.

Yes, Ouch will cover you up to a certain amount for replacing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.

Under Ouch’s international travel insurance policy, you will be covered if your luggage or personal effects are left in a locked motor vehicle during daylight hours and forced entry is required. You will not be covered for lost, stolen or damaged compute screens, computer software or applications.

Under Ouch’s Australian Cancellation and Additional Expenses Travel Plan domestic travel insurance policy there is no cover for luggage and personal effects.

If you’re not sure what to do when your luggage goes missing, check out our guide on travel mishaps and how to avoid them.

Yes, Ouch travel insurance will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control on a policy. Read the Product Disclosure Statement for more information.

You can purchase an Ouch travel insurance policy by first comparing your options with Canstar and then generating a quote online.When getting an online quote, you simply need to enter details on your destination, travel dates, the age of all travellers and any benefits you want to include.

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You can lodge a claim with Ouch online 24 hours a day, seven days a week from overseas or within Australia. You can also download a claim form online.

Check out our guide on how to make claiming for travel insurance easier.

Ouch advertises itself as a provider of affordable travel insurance premiums with good benefits.

Ouch Travel Insurance is a member of QBE Insurance Australia – a member of the QBE Insurance Group, which is one of the top 25 insurers and reinsurers in the world.

Premier Plus Extras

Canstar Research
Rating:
Award: Outstanding Value Travel Insurance

Written by: Ellie McLachlan | Last updated: