People's Choice Travel Insurance
What types of travel insurance does People’s Choice offer?
People’s Choice offers domestic and international travel insurance policies. There are three options available for international travel insurance depending on the level of cover you require. These are Platinum, Premium and Essentials plans. People’s Choice also offers an Annual Multi-Trip plan which provides the same cover as the Platinum plan for multiple international trips in a year.
In addition to a Domestic travel insurance policy, People’s Choice has a Cancellation Only plan that is for domestic travel and covers cancellation fees up to a nominated limit.
People’s Choice also offers optional Ski and Winter Sports Cover, Cruise Cover and cover for Specified Luggage Items. People’s Choice says these can be added to certain policies.
What does People’s Choice domestic travel insurance cover?
People’s Choice says its Domestic travel insurance policy will cover you for cancellation or rescheduling; emergency expenses; lost, damaged or stolen luggage; accidental death and disability; rental vehicle cover and legal liability. People’s Choice’s Cancellation Only plan only covers cancellation fees.
Please note that exclusions may apply. People’s Choice also lists a number of general exclusions such as incidents that occur outside of the insured period and claims that arise due to irresponsible behaviour.
For more details about what is and isn’t covered, check out the Product Disclosure Statement (PDS) on People’s Choice’s website.
What does People’s Choice international travel insurance cover?
People’s Choice’s Platinum, Premium and Essentials international travel insurance policies will cover you for a medical and hospital expenses emergency expenses, lost, damaged or stolen luggage, cancellation fees among other things. A Platinum plan offers the highest level of cover, a Premium plan is mid-range and an Essentials plan is the minimum level of international travel insurance that People’s Choice offers. The Multi-Trip policy provides the same level of cover as the Premium plan over multiple trips within a 12 month period.
Please note that exclusions may apply depending on the plan you choose. There are also general exclusions that are not covered by any of the international policies such as incidents that occur outside of the insured period and claims that arise due to irresponsible behaviour.
For more details about what is and isn’t covered, check out the PDS on People’s Choice’s website.