Bank First Travel Insurance
What types of travel insurance does Bank First offer?
Bank First offers domestic and international travel insurance policies. For international travellers there are three options available depending on the level of cover you require. These are International Platinum, International Premium and International Essential. Bank First also offers an Annual Multi-trip plan which provides cover under the Platinum Plan for multiple international trips in a year.
In addition to its main Domestic Plan, Bank First also offers a Cancellation Only Plan designed for domestic travel and which covers cancellation fees up to a nominated limit.
Bank First also offers optional extras for cruises, ski and winter sports, and specified luggage items such as laptops and cameras.
What does Bank First domestic travel insurance cover?
Bank First’s domestic travel insurance policy is designed to cover you for risks including cancellation or rescheduling, emergency expenses, lost or stolen luggage, accidental death and disability, rental vehicle cover and personal legal liability. The Cancellation Only Plan only covers pre-paid travel expenses for destinations within Australia.
Please note that exclusions may apply and domestic travel insurance generally covers fewer risks than international travel insurance. There are also a number of general exclusions such as incidents that occur outside of the insured period and claims that arise due to irresponsible behaviour.
For more details about what is and isn’t covered, check out the Product Disclosure Statement (PDS) on Bank First’s website.
What does Bank First international travel insurance cover?
Bank First says its Platinum, Premium and Essentials international travel insurance policies cover policyholders for medical or dental emergencies, lost, delayed or stolen luggage and cancelling a trip unexpectedly, among other risks. Bank First says its Platinum Plan offers the highest level of cover, the Premium Plan is mid-range and its Essentials Plan is the minimum level of international travel insurance that it offers. The multi-trip policy provides the same level of cover as the Premium Plan over multiple trips within a 12 month period.
Please note that exclusions may apply depending on the plan you choose. There are also general exclusions that are not covered by any of the international policies such as incidents that occur outside of the insured period and claims that arise due to irresponsible behaviour.
For more details about what is and isn’t covered, check out the PDS on Bank First’s website.