Huddle Travel Insurance

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Huddle is a provider of a travel insurance, car insurance and home and contents insurance.

Compare Huddle Travel Insurance

The table below displays a snapshot of Huddle’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged 18 to 59. Check upfront with your insurer and read the PDS to confirm whether you will be covered for your chosen activities, and whether the policy as a whole meets your needs.

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What types of travel insurance does Huddle offer?

Huddle offers both domestic and international travel insurance. On both its domestic and international travel insurance, Huddle offers two levels of cover:

  • Basic cover: Huddle says this provides you the bare essentials for your trip including unlimited overseas emergency medical and hospital expenses.
  • Comprehensive cover: Huddle says this provides all the benefits of its Basic policy plus extra protection, including higher limits, rental car excess, and travel delay expenses.

Huddle’s domestic travel insurance does not include any emergency medical assistance or hospital expenses. Huddle advises that you are not covered for winter sports unless you purchase the optional winter sports benefit.

What does Huddle’s Basic Travel Insurance cover?

Huddle’s Basic Travel Insurance policy will cover you for:

  • Overseas emergency medical assistance
  • Overseas emergency medical and hospital expenses
  • Cancellation fees and lost deposits
  • Luggage and personal effects
  • Personal liability
  • Dependent children go free

Please note that exclusions may apply. For more details about what is and isn’t covered, read the Product Disclosure Statement (PDS) on Huddle’s website.

What does Huddle’s Comprehensive Travel Insurance cover?

Huddle’s Comprehensive Travel Insurance covers you for all the benefits of the Basic policy plus:

  • Additional expenses
  • Hospital cash allowance
  • Accidental death
  • Permanent disability
  • Loss of income
  • Travel documents, credit card and travellers’ cheques
  • Theft of cash
  • Luggage and personal effects delay expenses
  • Travel delay expenses
  • Special events
  • Rental vehicle excess
  • Pet care

Please note that exclusions may apply. For more information about what is and isn’t covered, read the PDS on Huddle’s website.

Huddle Travel Insurance FAQs

Huddle’s Basic and Comprehensive travel insurance policies have unlimited overseas emergency medical and hospital expenses cover. This includes cover for hospital, medical, surgical, nursing, ambulance and emergency dental expenses.

Various conditions and exclusions may apply. For example, emergency dental treatment is only available up to $500 per person. For more information, read Huddle’s PDS.

Huddle’s Basic and Comprehensive policies cover you for lost, stolen or damaged luggage and personal effects. Comprehensive policies will cover you up to $10,000 and Basic policies up to $5,000, subject to certain sub-limits for individual items.

Conditions and exclusions may apply. Read the PDS for details.

Huddle’s Basic and Comprehensive travel insurance policies will cover cancellation fees and deposits if you have to cancel your trip due to unforeseeable events outside your control (e.g. sickness, injury, natural disasters). Comprehensive policies will cover you up to $12,000, while Basic policies will cover up to $5,000. Read the PDS for more information.

You can purchase a Huddle travel insurance policy by first comparing your options with Canstar and then generating a quote online.

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You can also get a quote directly on Huddle’s website.

You can lodge a claim using Huddle’s Genie Claims technology online or using the Huddle App. Otherwise, you can contact Huddle over the phone.

Huddle advises that for claims other than medical, hospital and dental, you must notify Huddle and submit details in writing within 30 days of your return.

Established in June 2016 as Huddle Money, the company initially had the aim of challenging traditional banking services by using peer-to-peer technology. Later that year Huddle decided to focus solely on insurance products. Huddle says it is now used by tens of thousands of members to protect their cars, home and holidays and provides over $1 billion of insurance to the community.

Compare Travel Insurance Policies with Canstar

If you’re looking to compare your options, check out the table below which includes a snapshot of the travel insurance policies on Canstar’s database sorted by Star Rating (highest to lowest) then by provider name (A-Z) with links direct to the provider’s websites. Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged 18 to 59. Check upfront with your insurer and read the PDS to confirm whether you will be covered for your chosen activities, and whether the policy as a whole meets your needs.

Written by: Tamika Seeto | Last updated: October 14, 2019