InsureandGo Travel Insurance

InsureandGo is a specialist provider of travel insurance.

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The table below displays a snapshot of InsureandGo’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.

 

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What types of travel insurance does InsureandGo offer?

InsureandGo offers domestic, cruise, backpacker and international travel insurance. If you’re unsure as to which kind of travel insurance is most appropriate for you, or would like to better understand the differences between the different types of cover, check out our comprehensive guide on travel insurance.

What does InsureandGo domestic travel insurance cover?

InsureandGo’s domestic travel insurance policy will cover you for things including lost baggage, travel delays, rental vehicle excesses, trip cancellation, lost or stolen luggage and personal effects.

Please note that exclusions may apply, including certain medical conditions and baggage that is lost or stolen due to negligence.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on InsureandGo’s website.

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What does InsureandGo international travel insurance cover?

InsureandGo’s international travel insurance policies will cover you for things like medical expenses, expenses associated with trip alteration or cancellation, loss or theft of luggage/personal effects and pregnancy for up to 32 weeks.

Please note that exclusions may apply, including undisclosed pre-existing conditions, claims related to travel via a commercial cruise ship, and any claims arising as a result of the consumption of alcohol or drugs.

For more details about what is and isn’t covered, check out the Product Disclosure Statement on InsureandGo’s website.

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InsureandGo FAQs

Yes, InsureandGo’s international travel insurance policies have unlimited cover for overseas medical and hospital expenses.

As always, various conditions and exclusions will apply, including pre-existing conditions, and any hospital care or treatment required during the 90 days prior to the commencement of the policy.

For more information, read InsureandGo’s Product Disclosure Statement.

Yes, InsureandGo will cover you up to a certain amount for replacing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.

Under InsureandGo’s domestic travel insurance policy, you’ll be covered for up to $7,500 worth of baggage and $500 of stolen cash. Silver and Gold policies include valuables cover up to the value of $4,000.

Under InsureandGo’s international travel insurance policy, you’ll be covered for up to $8,000 worth of baggage and $500 of stolen cash. Silver and Gold policies include valuables cover up to the value of $4,000.

If you’re not sure what to do when your luggage goes missing, check out our guide on travel mishaps and how to avoid them.

Yes, InsureandGo travel insurance will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control on a policy.

Domestic policies provide up to $15,000 worth of cancellation cover, and up to $1,000 of travel delay cover.

International policies provide unlimited cancellation cover.

Read the Product Disclosure Statement for more information.

You can purchase an InsureandGo travel insurance policy by first comparing your options with Canstar and then generating a quote online. The quote engine is relatively straightforward, and should only take a few minutes to fill out at most if you have all the basic details of your trip on hand:

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You can lodge a claim with InsureandGo online or by post; the portal to claim online can be found here, and resources for claiming by post can be found here. You can call +612 9333 3999 for emergency assistance, and 1300 401 177 for help with non-emergency claims.

Check out our guide on how to make claiming for travel insurance easier.

InsureandGo has been in operation since 2000, and touts itself as “a travel insurance company that is reliable, trust-worthy, and competitively priced”. Some of the many benefits it offers include:

  • A quick and easy policy buying process
  • Friendly and efficient customer service
  • Hassle-free claims process
  • 24-hour emergency medical assistance line

InsureandGo Gold Policy

Canstar Research
Rating:
Award: Outstanding Value Travel Insurance

Written by: James Hurwood | Last updated: