World2Cover Travel Insurance

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World2Cover is a provider of domestic and international travel insurance. It says it specialises in providing cover ‘without the red tape’.

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The table below displays a snapshot of World2Cover’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple aged 18 to 59 travelling to the USA. Check upfront with your insurer and read the PDS to confirm whether you will be covered for your chosen activities, and whether the policy as a whole meets your needs.

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What types of travel insurance does World2Cover offer?

World2Cover offers both domestic and international travel insurance. It offers one domestic policy, while international travel insurance is separated into three policies:

  • Basics: Coverage includes medical and funeral expenses, lost, stolen or damaged luggage, emergency expenses, and selected pre-existing medical conditions.
  • Essentials: Coverage includes medical expenses, travel agent fees, cancellation fees and lost deposits, lost, stolen or damaged luggage, accidental death and funeral expenses, car hire excess, and selected pre-existing medical conditions.
  • Top: Covers all inclusions World2Cover offers and has a higher amount of cover than the Essentials travel insurance policy. World2Cover says this cover may suit travellers taking an extended holiday or who have multiple bookings.

World2Cover also offers ski cover and coverage for pre-existing medical conditions. World2Cover does not offer coverage for persons over the age of 75.

What does World2Cover domestic travel insurance cover?

World2Cover’s domestic travel insurance policy will cover you for:

  • Cancellation fees and lost deposits
  • Travel agent fees
  • Lost, stolen or damaged luggage
  • Emergency expenses
  • Accidental death and disability
  • Rental vehicle excess
  • Loss of income
  • Selected pre-existing medical conditions.

It does not include any medical cover.

Please note that exclusions may apply. For more details about what is and isn’t covered, read the Product Disclosure Statement (PDS) on World2Cover’s website.

Learn more about domestic travel insurance.

What does World2Cover international travel insurance cover?

World2Cover’s international travel insurance policies cover overseas medical and hospital, cash in hospital (for out-of-pocket expenses and other ‘creature comforts’), overseas dental, funeral expenses overseas, luggage, emergency expenses, and legal liability. Some of World2Cover’s policies come with additional inclusions.

Please note that exclusions may also apply. For example, your medical cover will not cover any related expenses incurred in Australia, individuals over 75 years of age, or trips to certain countries. For more details about what is and isn’t covered, read the PDS on World2Cover’s website.

World2Cover Travel Insurance FAQs

Yes, World2Cover’s Basic, Essential and Top travel insurance policies cover reasonable overseas medical and hospital expenses. Its international policies also include a cash in hospital feature where if you are in hospital overseas for over 48 hours, World2Cover will pay $50 for each 24-hour period you’re in hospital.

Various conditions and exclusions may apply. For more information, read World2Cover’s PDS.

World2Cover’s domestic and international travel insurance policies cover you up to a certain amount to repair or replace luggage that is lost, stolen or damaged. World2Cover says it has the option to repair or replace the luggage. Limits apply for certain items such as cameras and laptops.

World2Cover’s Essentials, Top and Domestic travel insurance policies will cover you up to a certain amount for cancellation fees and lost deposits for pre-paid travel and accommodation arrangements if your trip is cancelled or cut short due to circumstances beyond your control that you did not expect or intend. World2Cover’s Essentials travel insurance policy covers you for $25,000 while its Top policy offers unlimited coverage. Read the PDS for more information.

You can purchase a World2Cover travel insurance policy by first comparing your options with Canstar and then generating a quote online.

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You can also apply directly on World2Cover’s website or over the phone.

You can lodge a claim with World2Cover online using its online claim lodgement. You can also claim over the phone, by email or by post. If you need help, you can call or email World2Cover.

World2Cover is a travel insurance provider based in Sydney. World2Cover is part of the Tokio Marine Group, which was founded in 1879 and is one of the largest and oldest insurance companies in the world

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Essentials Cover and Top Cover

Canstar Research (based on the 'Couple Americas' profile)
Rating:
Award: Outstanding Value

Written by: Tamika Seeto | Last updated: January 30, 2019