Apia Travel Insurance

Apia is an insurance provider for over 50s. As well as travel insurance, Apia provides home and contents, car, health, and funeral cover.

What travel insurance does Apia offer? 

Apia offers both domestic and international travel insurance for singles and families. Apia’s Travel Insurance policy offers four types of cover: comprehensive cover, baggage cover, cancellation cover (Australia only), and cancellation and baggage cover (Australia only).

Apia’s comprehensive travel insurance cover includes:

  • Cancellation charges
  • Baggage
  • Emergency baggage
  • Travel documents
  • Cash travellers cheques and credit cards
  • Overseas medical expenses
  • Personal liability
  • Accidental death
  • Emergency expenses
  • Additional benefits

Apia’s baggage cover will only cover you for accidental loss, damage or theft of your baggage. Apia’s cancellation cover (Australia only) is limited to domestic travel and will cover you for the non-refundable portion of pre-paid airfares, accommodation and other travel charges incurred if you cannot commence your journey due to certain circumstances. Apia’s cancellation and baggage cover (Australia only) combines these covers for travel within Australia only.

Please note that exclusions may apply. For more details about what is and isn’t covered, read the Product Disclosure Statement (PDS) on Apia’s website.

Canstar does not currently compare Apia Travel Insurance, but you can compare other travel insurance providers on Canstar’s database:

Compare Travel Insurance

Apia Travel Insurance FAQs

Apia’s comprehensive travel insurance cover includes an unlimited overseas medical expenses benefit. Apia says this includes all reasonable medical, hospital, dental, chemist or ambulance expenses resulting from an accidental injury or illness. Apia will also pay policyholders $100 cash for every day they spend in hospital during your journey.

Various conditions and exclusions may apply. For more information, read Apia’s PDS.

Unless you take out cancellation cover only, Apia Travel Insurance will cover you for accidental loss, damage or theft of your personal baggage, your clothing or your personal effects. Apia will either pay to repair your property, replace your property or compensate you in cash for your loss or damage. Keep in mind that sub-limits will apply, for example for cameras and video recorders.

Read Apia’s PDS for details about conditions and exclusions that may apply.

Apia Travel Insurance (except baggage cover only) will cover you for the non-refundable portion of all pre-paid fares, accommodation and other travel charges if you have to cancel or shorten your trip due to unforeseen circumstances outside of your control. Read the PDS for more information.

You can get a quote on Apia’s website or by contacting Apia over the phone. But before doing so, you might like to compare your travel insurance options with Canstar:

Compare Travel Insurance

You can lodge a claim with Apia online.

Apia advises that you promptly notify them of every loss or event and provide full written details of the damage as soon as possible (preferably within 30 days)

Apia was established over 30 years ago with the purpose of providing insurance products and services to Aussies over 50. Apia is part of the Suncorp Network and says it now has over 700,000 members.

Written by: Tamika Seeto | Last updated: April 9, 2019