Apia Landlord Insurance
Apia is a provider of landlord insurance as well as car insurance, home & contents insurance, health insurance, and travel insurance.
Landlord insurance caters to the needs of landlords, providing a home insurance product specifically designed to provide property owners with protection against the financial loss that may result from owning a rental property.
Compare Apia landlord insurance
The table below displays a snapshot of Apia’s landlord insurance policies on Canstar’s database. Please note the products and Star Ratings displayed are based on a house in New South Wales.
Compare Landlord InsuranceWhat landlord insurance policies does Apia offer?
Apia offers a single landlord insurance policy, which covers several key risks to ensure peace of mind for both tenants and landlords, including:
· Cover for loss of rent – both for inhabitability after an insured event and if your tenant defaults on their payment.
· Property cover from natural disasters or malicious damage.
· Accidental breakage of glass
· Motor burnout cover
· Theft
· Legal liability – for damage to third parties occurring on your property.
· Damage to contents including furniture and furnishings
· Keys and locks
Exclusions may apply when it comes to making a landlord insurance claim. Some common exclusions include:
· Gradual deterioration, neglect, lack of maintenance, structural failure or general wear and tear
· Pre-existing damage
· Any costs associated with the cleaning up or removal of asbestos
· Vermin or insects
· Invasion or war
· Erosion
· Any damage done during repairs or alterations being carried out on the house
For a detailed look at what may not be covered under an ANZ landlord insurance policy, see Apia’s Product Disclosure Statement (PDS).