CGU Landlord Insurance
Compare CGU landlord insurance 
The table below displays a snapshot of CGU’s landlord insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a house in NSW.
What landlord insurance policies does CGU offer?
CGU offers three landlord insurance policies – building & contents insurance, buildings insurance, and contents insurance.
The building & contents policy covers several key risks to ensure peace of mind for both tenants and landlords, including:
- Cover for loss of rent – both for inhabitability after an insured event, and if your tenant defaults on their payment or dies (both available as optional extras).
- Cover for damage caused by natural disasters or a malicious act.
- Accidental glass breakage
- Legal liability – for damage to third parties occurring on your property.
- Contents including furniture and furnishings
- Keys and locks
Exclusions may apply when it comes to making a landlord insurance claim. Some common exclusions include:
- Gradual deterioration, neglect, lack of maintenance, structural failure or general wear and tear
- Pre-existing damage
- Any costs associated with the cleaning up or removal of asbestos
- Vermin or insects
- Invasion or war
- Erosion
- Any damage done during repairs or alterations being carried out on the house where the estimated value of said repairs is over $100,000
For a detailed look at what may not be covered under a CGU landlord insurance policy, see CGU’s Product Disclosure Statement (PDS).