GIO Landlord Insurance
Landlord insurance caters to the needs of landlords, providing a home insurance product specifically designed to provide property owners with some protection against the financial loss that may result from owning a rental property.
Compare GIO landlord insurance 
The table below displays a snapshot of GIO’s landlord insurance policies on Canstar’s database with links to the provider’s website. Please note the products and Star Ratings displayed are based on a house in New South Wales.
What landlord insurance policies does GIO offer?
GIO offers three landlord insurance policies – building & contents insurance, buildings insurance, and contents insurance.
The building & contents policy covers several key risks to ensure peace of mind for both tenants and landlords, including:
- Cover for loss of rent – both for inhabitability after an insured event and if your tenant defaults on their payment.
- Loss and damage caused by events such as floods, storms, or fire
- Theft, vandalism, or malicious damage caused by tenants or their guests
- Accidental glass breakage
- Legal liability – for damage caused to third parties occurring on your property
- New for old replacement of damaged contents and property
Exclusions may apply when it comes to making a landlord insurance claim. Some common exclusions include:
- Gradual deterioration, neglect, lack of maintenance, structural failure or general wear and tear
- Pre-existing damage
- Any costs associated with the cleaning up or removal of asbestos
- Vermin or insects
- Invasion or war
- Erosion
- Any damage done during repairs or alterations being carried out on the house
For a detailed look at what may not be covered under a GIO landlord insurance policy, see GIO’s Product Disclosure Statement (PDS).