ANZ Landlord Insurance
Landlord insurance caters to the needs of landlords, providing a home insurance product specifically designed to provide property owners with protection against the financial loss that may result from owning a rental property.
ANZ landlord insurance is issued by QBE and distributed by ANZ (under its own license). Read the ANZ landlord insurance product disclosure statement (PDS) and target market determination (TMD) on ANZ’s website for the full terms, conditions and exclusions and to decide if the product is right for you.
Compare ANZ landlord insurance
The table below displays a snapshot of ANZ’s landlord insurance policies on Canstar’s database. Please note the products and Star Ratings displayed are based on a house in New South Wales.
Compare Landlord InsuranceWhat landlord insurance policies does ANZ offer?
ANZ offers three landlord insurance policies – building & contents insurance, buildings insurance, and contents insurance.
The building & contents policy covers several key risks to ensure peace of mind for both tenants and landlords, including:
- Cover for loss of rent – both for inhabitability after an insured event, and if your tenant defaults on their payment or dies.
- Cover for damage caused by natural disasters or a malicious act.
- Accidental glass breakage
- Legal liability – for damage to third parties occurring on your property.
- Contents cover including furniture and furnishings
- Keys and locks
Exclusions may apply when it comes to making a landlord insurance claim. Some common exclusions include:
- Gradual deterioration, neglect, lack of maintenance, structural failure or general wear and tear
- Pre-existing damage
- Any costs associated with the cleaning up or removal of asbestos
- Vermin or insects
- Invasion or war
- Erosion
- Any damage done during repairs or alterations being carried out on the house where the estimated value of said repairs is over $100,000
For a detailed look at what may not be covered under an ANZ landlord insurance policy, see ANZ’s Product Disclosure Statement (PDS).