HSBC Landlord Insurance
Landlord insurance caters to the needs of landlords, providing a home insurance product specifically designed to provide property owners with some protection against the financial loss that may result from owning a rental property.
Compare HSBC landlord insurance
The table below displays a snapshot of HSBC’s landlord insurance policies on Canstar’s database. Please note the products and Star Ratings displayed are based on a house in New South Wales.
What landlord insurance policies does HSBC offer?
HSBC offers three landlord insurance policies – building & contents insurance, buildings insurance, and contents insurance.
The building & contents policy with extras covers several key risks to ensure peace of mind for both tenants and landlords, including:
- Cover for loss of rent – both for inhabitability after an insured event (available on building insurance policies)
- Cover for damage caused by natural disasters or a malicious act.
- Accidental glass breakage
- Legal liability – for damage to third parties occurring on your property.
- Contents including gurniture and furnishings
- Keys and locks
Exclusions may apply when it comes to making a landlord insurance claim. Some common exclusions include:
- Gradual deterioration, neglect, lack of maintenance, structural failure or general wear and tear
- Pre-existing damage
- Any costs associated with the cleaning up or removal of asbestos
- Vermin or insects
- Invasion or war
- Erosion
- Any damage done during repairs or alterations being carried out on the house
For a detailed look at what may not be covered under an HSBC landlord insurance policy, see HSBC’s Product Disclosure Statement (PDS).