HSBC Travel Insurance
Compare HSBC Travel Insurance policies
The table below displays a snapshot of HSBC’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.
Compare Travel Insurance Policies
What types of travel insurance does HSBC Travel Insurance offer?
HSBC Travel Insurance offers both domestic and international travel insurance, with specialised policies for annual travellers, seniors, cruisers and skiers. It offers two main international policies – Essentials and Comprehensive – which both provide a number of benefits.
If you’re unsure as to which kind of travel insurance is most appropriate for you, or would like to better understand the differences between the different types of cover, check out our comprehensive guide on travel insurance.
Compare Travel Insurance Policies
What does HSBC’s international travel insurance cover?
HSBC’s International Comprehensive policy will cover you for:
- Medical cover: HSBC has unlimited medical and hospital cover as well as up to $1,000 for overseas dental. You must provide a medical practitioner’s report confirming you’re unfit to travel.
- Loss/theft of personal items: HSBC also cover the loss or theft of personal items, including trip delays or damage. It will pay up to $10,000.
- Travel delays/cancellation: HSBC has unlimited cancellation with up to $2,000 additional travel and accommodation due to strikes, natural disasters, riots or other severe weather conditions.
- Rental car excess: If, as a result of an unexpected event, the rental vehicle you have hired is stolen or damaged during your journey, HSBC will reimburse you for any non-refundable excess payable to the rental vehicle company of up to $3,000.
- 24/7 assistance: HSBC Travel’s worldwide assistance team is available 24 hours a day via phone.
- Lost or stolen documents: HSBC will cover the cost involved in replacing important documents that have been lost or stolen.
Please note that exclusions may apply. For example, your medical cover may not pay claims for medical or dental treatment received in Australia, and it will only cover losses related pregnancy up to and including the twentieth week. Another example of an exclusion is not being covered for any delays caused by a natural disaster occurring before the start date of your insurance.
For more details about what is and isn’t covered, check out the Product Disclosure Statement on HSBC’s website.