RACV Travel Insurance
Compare RACV travel insurance
The table below displays a snapshot of RACV’s travel insurance policies on Canstar’s database, sorted by Star Rating (highest to lowest). Please note the products and Star Ratings displayed are based on a couple travelling to the USA aged under 70.
What types of travel insurance does RACV offer?
RACV offers both domestic and international travel insurance. If you’re unsure as to which kind of travel insurance is most appropriate for you, or would like to better understand the differences between the different types of cover, check out our comprehensive guide on travel insurance.
What does RACV domestic travel insurance cover?
RACV’s domestic travel insurance policy will cover you for lost or stolen luggage, cancellation fees, lost deposits, rental vehicle excess, emergency accommodation and legal liability.
For more details about what is and isn’t covered, check out the Product Disclosure Statement on RACV’s website.
What does RACV international travel insurance cover?
RACV’s International Total Travel Care policy will cover you for:
- Medical cover: RACV offers unlimited medical, dental and hospital cover. You must provide a medical practitioner’s report confirming you’re unfit to travel.
- Loss/theft of personal items: RACV also covers the loss or theft of personal items, including trip delays or damage. It will pay up to $15,000.
- Travel delays/cancellation: RACV Comprehensive offers unlimited cancellation cover and lost deposits. It also offers up to $3,000 in additional travel and accommodation due to strikes, natural disasters, riots or other severe weather conditions that may delay your trip.
- Rental car excess: If, as a result of an unexpected event, the rental vehicle you have hired is stolen or damaged during your journey, RACV Comprehensive will reimburse you for any non-refundable excess payable to the rental vehicle company of up to $8,000.
- 24/7 assistance: RACV’s emergency worldwide assistance team is available 24 hours a day via phone.
- Lost or stolen documents: RACV will cover the cost involved in replacing important documents that have been lost or stolen.
Please note that exclusions may apply. For example, your medical cover may not pay claims for medical or dental treatment received in Australia, while it will only cover losses related pregnancy up to and including the twentieth week. Another example of an exclusion is not being covered for any delays caused by a natural disaster occurring before the start date of your insurance.
For more details about what is and isn’t covered, check out the Product Disclosure Statement on RACV’s website.