ahm Travel Insurance

ahm is a provider of travel insurance, as well as other insurance products including health and life insurance.

What types of travel insurance does ahm offer?

ahm offers international and domestic travel insurance, as well as gives you the option of taking out a Single Trip or Annual Multi-trip policy. It also has an International Medical Only policy that is available for a single trip only. According to AHM it offers a 10% discount on travel insurance policies for ahm/Medibank health members.

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What does ahm domestic travel insurance cover?

ahm’s single and multi-trip domestic travel insurance policies will cover you for lost or stolen luggage, cancellation fees, rental vehicle excess, travel delay expenses, loss of income, permanent disability, accidental death and legal liability.

Please note that travel insurance exclusions may apply including, but not limited to, claims arising from incidents outside of the insured period, claims involving consequential loss (not directly related to the trip covered under the policy) or claims arising from failing to take reasonable care of yourself.

For more details about what is and isn’t covered, check out the Product Disclosure Statement (PDS) on ahm’s website.

What does ahm international travel insurance cover?

ahm’s single and multi-trip comprehensive international travel insurance policies will cover you for a medical and hospital expenses, lost, delayed or stolen luggage, lost passport and travel documents, cancellation fees and legal liability, to name a few.

The international medical-only plan includes unlimited cover for medical and hospital expenses, additional expenses and cover for personal liability only.

Please note that general exclusions may apply. For more details about what is and isn’t covered, check out the PDS on ahm’s website.

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ahm Travel Insurance FAQs

Yes, ahm’s international travel insurance policies have unlimited cover for overseas medical and hospital expenses. This includes overseas surgical, nursing, ambulance and emergency dental expenses.

Various conditions and exclusions apply and the duration of cover will not exceed a 12 month period.

For more information, read ahm’s PDS.

Yes, ahm will cover you up to a certain amount for replacing, repairing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.

Under ahm’s Comprehensive international and domestic travel insurance policies, luggage and personal effects are covered up to $15,000 and $10,000 respectively, however limits may apply depending on the item.

There is no cover for lost, stolen or damaged luggage under the international medical only plan.

Read ahm’s PDS for details about conditions and exclusions that may apply.

Yes, ahm’s Comprehensive international and domestic travel insurance will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control on a policy. Read the PDS for more information.

You can purchase a ahm Travel Insurance policy by generating a quote with Canstar and comparing your travel insurance options. All you need to list is your personal details (age, destination, length of trip etc.) and your choice of cover. You can also filter for providers that allow pre-existing medical conditions.

You can also get a quote directly through the ahm website. If you need help applying, contact ahm over the phone.

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You can lodge a claim with ahm online or by post. ahm advises that you’ll need to have any relevant supporting documentation at hand.

Once you submit your claim, ahm says it will respond to you within 10 working days of receiving your claim.

At the time of writing, ahm has provided health insurance to Australians for over 40 years and says it has over 950,000 members. It’s an Australian company and is part of the health insurance company Medibank.