AHM Health Insurance

ahm is a specialist provider of health insurance and is part of the Medibank health insurance group.

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Compare ahm Health Insurance

Here’s a snapshot of ahm’s current hospital and extras health cover for a single male living in NSW. The results are sorted by estimated monthly premium (lowest to highest) with links direct to the providers website. Check upfront with the provider and read the policy documents to confirm whether a particular policy meets your needs before deciding to commit to it. You can compare other health insurance policies using Canstar’s comparison tables.

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ahm FAQs

Choosing a health insurance policy can be a tricky task with lots of factors to weight up. Below, we answer some of the most frequently asked questions about ahm health insurance.

You can sign up for ahm health insurance by first comparing health insurance on our health insurance comparison pages and clicking on one of its products.

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Before applying for cover, be sure to read up on factors such as what’s included and excluded, cover limits and any excesses that apply, and whether the policy as a whole meets your needs.

If you need help applying, ahm offers a live chat option through their website so you can chat with a customer service representative about any questions you might have.

Yes ahm encourages its members to manage their policy online. Unless you specifically ask for a printed copy, ahm will send you policy documents, tax statements and other communications electronically.

Your health insurance generally does not cover you overseas. If you are travelling overseas, you may want to consider separate travel insurance. ahm also offers travel insurance, and you can compare travel policies with Canstar.

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ahm Extras Cover and ahm Hospital & Extras Cover both include a dental benefit as standard. The level of cover you need will depend on the complexity and cost of the dental procedures you would like to have covered.

Once you’ve received medical treatment or made a purchase covered by your policy, the next step is to make a claim. There are several ways you can lodge a claim with ahm health insurance:

  1. On-the-spot: Around 20,000 Australian specialist providers have the HICAPS electronic claim system – just make sure you remember to bring your ahm health insurance membership card to process the claim immediately.
  2. Mobile app: Make claims using the ahm mobile app. Simply take a photo of your receipt using your smartphone and submit the claim for a benefit instantly (requires connection via mobile data or WiFi).
  3. Online: Log into your ahm account to make your claim online. Simply enter the details found on your receipt, and have your BSB and bank account number ready for immediate transfer of your benefit from AHM into your bank account.
  4. By Post: You can fill out a claim form, attach your invoice and receipt from the specialist provider, and post this paperwork to:

ahm Health Insurance

Locked Bag 1006

Matraville NSW 2036

If your claim is approved, Aahm will then make the payment to you.

ahm offers Overseas Student Health Cover (OSHC) for international students who are planning to study in Australia. Its policy  includes benefits such as hospital treatment cover, emergency ambulance transport, medication, a free interpreter service, 24-hour helpline, and more. Find out more by comparing OSHC policies on our website:

Compare OSHC Health Insurance

At the time of writing, ahm does not offer Working Visa Health Cover; however, their parent company Medibank does offer working visa health cover for those visiting Australia on a working visa. Find out more by comparing working visa health cover on our website:

Compare Working Visa Health Cover

ahm was founded in 1971 in Wollongong, and today says it has more than 700,000 members. Since 2009, ahm has been owned by Medibank, one of Australia’s largest health insurers.

Written by: TJ Ryan | Last updated: February 20, 2020