Phoenix Health Fund Health Insurance
What’s on offer from Phoenix Health Fund?
Phoenix Health Fund offers hospital cover, extras cover and combined hospital and extras cover. Phoenix Health Fund says its policies can be tailored to singles, couples, families and single parent families.
At the time of writing, Phoenix Health Fund offers the following hospital policies:
- Gold Top Hospital – covers all clinical categories and covers over 550 private hospitals Australia-wide.
- Silver Plus Essentials Hospital – covers a wide range of clinical categories. Does not cover pregnancy and birth, assisted reproductive services or weight loss surgery and only covers hospital psychiatric services on a restricted basis.
- Bronze Plus Mid Hospital – intended for those who want more than just the basics but don’t need services such as pregnancy and birth, joint replacements and dialysis for kidney failure.
- Bronze Plus Starter Hospital – designed for those looking for introductory hospital cover such as young people and families.
Find out more about the tiered Gold, Silver, Bronze and Basic hospital cover categories and the different clinical categories.
Phoenix Health Fund also offers the following extras policies available to be combined with Phoenix Hospital cover:
- Top Extras – Phoenix Health Fund’s most comprehensive extras cover. This includes unlimited general dental as well as coverage for services such as psychology and dietetics.
- Mid Extras – covers a range of services including acupuncture, podiatry and remedial massage.
- Base Extras – covers general dental, optical, non-PBS pharmaceuticals, chiropractic and osteopathic and physiotherapy.
Phoenix Health Fund also offers one standalone extras cover:
- First Start Extras – covers general dental, optical, physiotherapy, chiropractic, acupuncture and remedial massage.
Lastly, Phoenix Health Fund offers two additional combined hospital and extras packages:
- Gold Value Combined – combines comprehensive hospital cover and a range of extras services.
- Bronze Plus YoungSavers – intended for singles and couples who don’t need full hospital cover and want a comprehensive range of extras.