myOwn Health Insurance
What’s on offer from myOwn Health Insurance?
myOwn offers hospital cover and combined hospital and extras cover. myOwn does not offer extras only cover. myOwn says its policies can be tailored to singles, couples, families and single parents.
At the time of writing, myOwn offers the following hospital policies:
- Basic Hospital – benefits include emergency ambulance and private hospital cover for accidents only.
- Bronze Hospital – benefits include joint reconstructions, cancer treatment, and cover for tonsils, adenoids and grommets.
- Bronze Plus Hospital – additional benefits include dental surgery, lung and chest, and plastic and reconstructive surgery where medically necessary.
- Silver Hospital – benefits include heart and vascular system, back, neck and spine, and podiatric surgery.
- Silver Plus Hospital – additional benefits include joint replacements, cataracts, and dialysis for chronic kidney failure.
- Silver Plus Enhanced Hospital – additional benefits include pregnancy and birth, assisted reproductive services and weight loss surgery.
- Gold Hospital – benefits include pregnancy and birth cover, weight loss surgery, and private hospital psychiatric services.
Find out more about the tiered Gold, Silver, Bronze and Basic hospital cover categories.
myOwn also offers the following extras policies which can be combined with certain hospital policies. These policies allow you to receive between 50% to 70% back on certain extras:
- Minimum 50 Extras – 50% back on extras (excluding optical). Benefits include general dental, optical and physical therapies.
- Everyday 55 Extras – 55% back on extras (excluding optical). Benefits include dental gap refund, optical and physical therapies.
- Lite 60 Extras – 60% back on extras (excluding optical). Benefits include general dental, optical and physical therapies.
- Mid 60 Extras – 60% back on extras (except optical and preventative health benefits). Benefits include dental gap refund, physical therapies and podiatry.
- Lite 65 Extras – 65% back on extras (excluding optical). Benefits include general dental, remedial massage and physical therapies.
- Lite 70 Extras – 70% back on extras (excluding optical). Benefits include dental gap refund, remedial massage and physical therapies.
- Comprehensive 70 Extras – 70% back on extras (except optical and preventative health benefits). Benefits include dental gap refund, physical therapies and medically prescribed appliances.
- Top 70 Extras – 70% back on extras (except optical and preventative health benefits). Benefits include dental gap refund, physical therapies and medically prescribed appliances.
myOwn offers policyholders access to AIA Vitality, a health and wellbeing program that rewards you for understanding and improving your health. At the time of writing, AIA Vitality offers up to $650 each year in shopping vouchers, up to 25% off fitness devices, up to 50% off gym memberships, and up to 50% cashback on eligible flights with Virgin Australia.