Defence Health Insurance
What’s on offer from Defence Health?
Defence Health offers hospital cover, extras cover and combined hospital and extras cover. Defence Health says its policies can be tailored to singles, couples, families and children.
At the time of writing, Defence Health offers the following hospital policies:
- Ultimate Hospital Gold – Defence Health’s most comprehensive hospital cover. Includes coverage for a wide range of clinical categories including heart and vascular, joint reconstructions, chemotherapy, and pregnancy and birth.
- Value Hospital Silver Plus – provides cover for a broad range of services, excluding some services such as cataracts and joint replacements.
- Everyday Hospital Bronze Plus – provides cover for a limited range of hospital services such as dental surgery and joint reconstructions.
- Essentials Hospital Basic Plus – Defence Health’s lowest hospital cover with coverage for basic hospital services such as dental surgery and joint reconstructions.
Find out more about the tiered Gold, Silver, Bronze and Basic hospital cover categories and the different clinical categories.
Defence Health also offers the following extras policies:
- Premier Extras – covers a range of extras with Defence Health’s highest annual benefit limits. Includes unlimited general dental as well as laser eye surgery.
- Value Extras – covers a variety of extras including unlimited general dental as well as services such as optical, physiotherapy and chiropractic.
- Essentials Extras – covers the most popular extras such as general dental, optical, alternative therapies, physiotherapy and chiropractic.
Defence Health says you can combine these extras policies with its hospital covers. Defence Health also offers the following packages for ADF members and their families:
- ADF Total Package Gold – designed for ADF families and includes gold hospital and top extras cover.
- ADF Essentials Package Basic Plus – limited cover includes basic hospital and basic extras.