GMHBA Health Insurance


GMHBA Health Insurance is a specialist provider of health insurance.

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Here’s a snapshot GMHBA’s current hospital and extras health cover for a single male living in NSW. The results are sorted by estimated monthly premium (lowest to highest).

To compare other health insurance policies, please click here.


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Choosing a health insurance policy can be a difficult task. Below, we answer some of the most frequently asked questions about GMHBA health insurance.

You can join GMHBA health insurance online, or visit one of their many branches, or call 1300 446 422 (open Mon-Fri). Be sure to compare policies on our website first:

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Yes. As GMHBA are proud supporters of the environment, it’s encouraged that members manage their policy online. Unless you specifically ask for a printed copy, they will send you policy documents, tax statements, and other communications electronically.


Yes. Your health insurance does not cover you overseas. If you are travelling overseas, you need travel insurance. GMHBA also offers travel insurance, and you can compare travel policies on the Canstar website.

And vice versa – travel insurance only covers you while you are away from home on a trip. While you are in Australia, you need health insurance if you want to be covered for private healthcare costs. Find out more about the difference between health insurance and travel insurance here.

You can compare travel insurance on the Canstar website:

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GMHBA Extras Cover and GMHBA Hospital & Extras Cover both include a dental benefit as standard. The level of cover you need will depend on the complexity and cost of the dental procedures you would like to have covered.

Compare GMHBA Health Insurance with Dental Extras

Once you’ve received medical treatment or made a purchase covered by your policy, the next step is to make a claim. There are several ways you can lodge a claim with GMHBA:

  1. On-the-spot: Around 20,000 Australian specialist providers have the HICAPS electronic claim system – just make sure you remember to bring your GMHBA membership card to process the claim immediately.
  2. Online: Log into your GMHBA account to make your claim online. Simply enter the details found on your receipt, and have your BSB and bank account number ready for immediate transfer of your benefit from GMHBA into your bank account.
  3. By Branch: You can visit one of the many GMHBA Branches with an itemised receipt and/or account to pay and they can process the claim for you in person.
  4. By Post: You can fill out a claim form, attach your invoice and receipt from the specialist provider, and post this paperwork to:

GMHBA Health Insurance

60-68 Moorabool St

Geelong VIC 3220

GMHBA will then make the payment, either by bank transfer or by sending you a cheque.

At the time of writing, GMHBA does not offer Overseas Student Health Cover (OSHC) or Working Visa Health Cover, as their cover is designed for people who have full Medicare eligibility. If you’re on an overseas visa and are from a country with a reciprocal healthcare agreement, you could be eligible. Find out more by comparing OSHC and working visa policies on our website:

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Compare Working Visa Health Cover

GMHBA was founded in 1934 in Geelong by a group of workers from the Australian Cement Company who were concerned about how their families would afford to pay for healthcare. GMHBA now provides health insurance to more than 230,000 Australians, according to their 2015 annual report.

GMHBA won the coveted CANSTAR Award for Outstanding Value Health Insurance (Tasmania) in 2015, and won the Award for Outstanding Value Extras Cover (Victoria) in 2013.

GMHBA is one of the 15 not-for-profit Members Own Health Funds in Australia, meaning profits are returned to members in the form of cheaper premiums. Both members and the general public can attend health seminars run by GMHBA to increase their wellbeing.

The fund also supports the community by distributed more than $500,000 in community grants every year. GMHBA also sponsors a range of health promotion events such as the Pier to Pub and Mountain Surf, the Great Ocean Road Race, and more.

GMHBA also works to protect the environment. Their Head Office switched to 80% Green Power in 2015-16.

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Written by: TJ Ryan | Last updated: