Boomers Travel Insurance
What types of travel insurance does Boomers offer?
Boomers offers a variety of domestic and international travel insurance products. It has Essentials, Comprehensive, Multi-Trip, Non-medical and Domestic policies available.
Varying levels of the Essentials, Comprehensive and Domestic policies are offered depending on whether the travel insurance is for a single person, a couple or family. For an additional premium, the Multi-Trip policy can be purchased to cover a spouse, partner, children or grandchildren provided that they are under 75 years of age.
Comprehensive, Domestic and Non-Medical plans are available to travellers of all ages, whereas an Essentials plan is for travellers aged 59 years and under and a Multi-Trip Plan is only available to travellers aged 74 years old and under.
Boomers also allows you to add Snow and Ski Insurance, Golf Insurance and Cruise Insurance as additional benefits to its Comprehensive, Domestic and Multi-Trip plans.
What does Boomers domestic travel insurance cover?
A Boomers Domestic travel insurance policy will cover you for lost, damaged or stolen luggage, cancellation fees, rental vehicle excess and legal liability among other things.
Please note that exclusions may apply. For more details about what is and isn’t covered, check out the Product Disclosure Statement (PDS) on Boomers’s website.
What does Boomers international travel insurance cover?
Boomers says its Essentials, Comprehensive and Multi-Trip international travel insurance policies include cover for overseas emergency medical and hospital expenses, lost, damaged or stolen luggage, delayed travel expenses, cancellation fees and legal liability cover.
Please note that exclusions may apply depending on the type of policy you choose and level of cover, as well as general exclusions. For more details about what is and isn’t covered, check out the PDS on Boomers’s website.
Boomers Travel Insurance FAQs
Boomers says its international travel insurance policies have unlimited cover for overseas medical and hospital expenses under its Comprehensive, Essentials and Multi-trip policies. It also provides coverage for emergency dental expenses. According to Boomers, while unlimited means there is no capped dollar sum, the costs and expenses claimed must be reasonable.
The Non-Medical plan does not provide any emergency assistance or cover for medical and hospital expenses.
Various conditions and exclusions may apply and hospital accommodation and medical treatment will only be covered by Boomers during the 12 month period after the illness appeared or the injury happened. For more information, read Boomers’s PDS.
Boomers says it will cover you up to a certain amount for replacing, repairing or reimbursing luggage and personal effects that are lost, stolen or damaged while travelling.
Under Boomers’ Domestic travel insurance policy, luggage and personal effects may be covered up to $15,000 per individual for single or couple plans and $30,000 for a family plan.
Under Boomers’ international travel insurance policy, a Comprehensive travel plan may cover up to $30,000 for a family plan or $15,000 per person for individual or couple plans. An Essentials policy may cover up to $6,000 for a family plan or $3,000 per person for individual and couple plans. Boomers’ Multi-Trip and Non-Medical plans cover up to $15,000 per person.
Boomers states that sub-limits may apply depending on the type of luggage. Further details are set out in the PDS.
Boomers says its travel insurance will cover up to a certain amount for lost deposits and cancellation fees for pre-paid travel arrangements due to unforeseen circumstances outside the traveller’s control. Boomers offers unlimited cancellation cover on its Comprehensive, Domestic, Multi-Trip and Non-Medical plan policies. Read the PDS for more information.
You can purchase a Boomers travel insurance policy by first comparing your options with Canstar and then generating a quote online.
You can also apply directly on Boomers’ website or visit an Boomers branch.
You can lodge a claim with Boomers online or over the phone.
Boomers travel insurance is underwritten by Allianz Insurance. It says you’ll need to have the following information at hand when making a claim:
- Your policy number and personal details
- Supporting documentation for your claim (for example your itinerary, receipts, flight details etc.)
- Bank account details for payment of your claim
Allianz advises it may take between 15 to 30 minutes to submit your claim.