Ski Travel Insurance
What types of travel insurance does Ski Insurance offer?
You can take out Ski Insurance travel insurance for both domestic and international travel, and to cover an individual, a family or a group. At the time of writing, Ski Insurance offers two types of travel insurance policies: Ski Plus and Annual Ski Plus (which covers journeys over a 12 month period for individual trips up to 21 days). These are available as either overseas or domestic policies.
The following ski-specific benefits are available on all Ski Insurance travel insurance plans:
- Unlimited emergency rescue – cover for emergency evacuation from the slopes to the nearest hospital.
- Snow ski equipment hire – cover for alternative snow ski equipment after an accidental loss, theft or breakage of equipment.
- Ski pack – cover for the value of unused ski pass, ski hire or tuition fee following loss or theft of your ski pass or if you can’t ski due to an accident or illness.
- Piste closure – cover for travel to an alternative resort and the purchase of ski passes if you can’t ski at your pre-booked resort.
- Bad weather and avalanche closure – cover for out-of-pocket expenses if you cancel your ski holiday due to bad weather or an avalanche.
In addition, Ski Insurance offers some optional add-ons, such as:
- Extra cover for high value items: Up to $5,000 – you would need to list these items individually when you apply for cover. Items covered must be less than 12 months old.
- Heli ski cover: Additional cover (for an additional premium) if your trip includes heli-skiing and you want cover for that.
- Ski equipment hire excess: Designed to cover the cost of the excess you would pay for damage caused to equipment you have hired due to an event insured under your Ski Insurance policy. Also covers the excess for theft of hired equipment.
For more details about what is and isn’t covered, read Ski Insurance’s product disclosure statement (PDS) on its website.
What does Ski Insurance domestic travel insurance cover?
Ski Insurance’s domestic travel insurance includes cover for:
- Additional accommodation and travel expenses
- Accidental death
- Luggage and personal effects
- Cancellation fees
- Personal liability
- Rental vehicle excess
Please note that exclusions may apply. For more details about what is and isn’t covered, read the PDS.
What does Ski Insurance international travel insurance cover?
Ski Insurance’s international travel insurance includes cover for:
- Unlimited overseas emergency medical assistance
- Unlimited overseas emergency medical and hospital expenses
- Additional accommodation and travel expenses
- Accidental death
- Permanent disability
- Luggage and personal effects
- Cancellation fees
- Alternative transport expenses
- Personal liability
- Rental vehicle excess
Please note that exclusions may apply. For more details about what is and isn’t covered, read the PDS.
Ski Insurance travel insurance FAQs
Ski Insurance’s international travel insurance policies provide unlimited cover for both overseas emergency medical and hospital expenses and overseas emergency medical assistance. Additionally, its international policies provide a hospital cash allowance benefit.
Various conditions and exclusions may apply. For more information, read Ski Insurance’s PDS.
All of Ski Insurance’s travel insurance plans provide cover for luggage and/or personal effects which have been stolen, accidentally damaged or permanently lost during your journey. Both its domestic and international policies will cover you for up to $5,000 worth of luggage and personal effects, subject to certain sub-limits for individual high-value items like computers and phones.
Conditions and exclusions may apply. Read the PDS for details.
All of Ski Insurance’s travel insurance plans provide unlimited cover for cancellation fees and lost deposits if your journey is cancelled or shortened due to unexpected circumstances or circumstances outside your control. Read the PDS for more information.
Before purchasing a travel insurance policy, you might first like to compare your options with Canstar:
If you decide to purchase a Ski Insurance travel insurance policy, you can generate a quote through Ski Insurance’s website. You can also buy a policy over the phone, via email or by visiting the Ski Insurance store in Sydney.
You can lodge a claim with Ski Insurance via its online claims form, over the phone or by email. Ski Insurance says you should let it know about the claim as soon as possible and within 30 days of your return home.
To complete your claim, you may need to provide supporting documents such as receipts and proof of payments for each expense you are claiming and any police reports and medical reports (if relevant).
Ski Insurance is a specialist insurer of winter sports holidays for singles, families and groups. It says its policies are designed by skiers for skiers, and they provide benefits that are specifically for skiing holidays. Ski Insurance is part of the 1Cover Travel Group, which has been operating in the travel insurance market for over 15 years.
